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They are at time.com/newsletters and are separate from a paid subscription. ## Video: Money’s Best Banks in America 2018 [Watch (HLS stream): Money’s Best Banks in America 2018](https://cdn.jwplayer.com/manifests/grvGSxSO.m3u8) (2:51)  _Published 2018-10-31. A look at Money’s list of Best Banks in America. So how do these institutions match up?_ --- Jul 28, 2023 12:46 AM UTC --- ## More From This Series [All Videos](https://time.com/video/) [MONEY's 2016 Resolutions](/video/hP3irZWO/) ### MONEY's 2016 Resolutions [Money's Best Colleges 2015](/video/PT7B6zjp/) ### Money's Best Colleges 2015 [MONEY's Best Places to Retire](/video/CT0oNUGL/) ### MONEY's Best Places to Retire --- ## Transcript [ MUSIC ] The evolution of tech has transformed our daily tasks making many things easier and automated so it's no surprise the revolution has dramatic Radically change the way we approach banking. Americans are busier, working longer hours, and our evolving lifestyles require banking to be quicker and more efficient than ever before. Research confirms that digit features like mobile banking and peer to peer payments are an increased priority. According to a survey from the market reserach firm morning consult, 68 % of Americans rated online banking as very important Behind only customer service and fraud protection. And millenials, the largest share of the US workforce, have embraced emerging online options much faster than their parents' generation. Capital One has tried to strengthen this generation's relationship with in person banking through its cafes that offer folks a spot to grab coffee and discuss their finances with a professional. Regardless of their bank. But so far, the service is only available in select cities across the nation. As a traditional banking model evolves, which banks have the best mix of modern day conveniences and quality services? Using data from findabetterbank. com, money analyzed accounts at over 175 financial institutions Institutions to share its top picks. Banner Bank stands out as the best bank in the Pacific. Found in California, Idaho, Oregon, and Washington, Banner offers its customers multiple checking account options that have low, easy to waive, monthly fees, or are free all together. The bank doesn't charge out- of- network ATM fees and even offers unlimited refunds on fees charged by ATMs. Washington's Federal is another winner found across Western states. While the bank only has 236 branches, it does offer checking accounts with no monthly or ATM fees. Its overdraft fee is below the national average at $ 25. And savings account holders get to cash in on an interest rate at 0. 1 % You can't do much better than free ATM and free checking and savings accounts. And that's the reason why the top bank in the mid- Atlantic region is Northwest Bank. Plus you keep at least $ 1, 000 in your checking account and you can access an interest- bearing account for free. The South can claim a Renasant as its best bank which offers a reward checking account that will score you $ 25 in ATM rebates And an interest rate that's higher than most banks' savings accounts. When it comes to convenience, it's hard to beat the nation's biggest banks, despite above- average fees and below- average interest rates. Chase Bank ranks atop this list for the best bank, thanks to its above- average customer service. Number of branches and highly rated mobile app. Of course, few people want to deal with the hassle of switching banks, but as financial institutions take up new fees and interest rates rise for the first time in decades, it can literally pay to make a change. ```json {"@context":"https://schema.org","@type":"VideoObject","name":"Money’s Best Banks in America 2018","description":"A look at Money’s list of Best Banks in America. 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