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# Millions Of Americans’ Flood Insurance Rates To Increase

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## Video: Millions Of Americans’ Flood Insurance Rates To Increase

[Watch (HLS stream): Millions Of Americans’ Flood Insurance Rates To Increase](https://cdn.jwplayer.com/manifests/Djj6lcUN.m3u8) (1:05)

![Millions Of Americans’ Flood Insurance Rates To Increase](https://cdn.jwplayer.com/v2/media/Djj6lcUN/poster.jpg?width=720)

_Published 2015-04-03. With the National Flood Insurance Program in debt, many Americans will see a 25 percent premium increase in their flood insurance._


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Jul 27, 2023 6:07 PM UTC

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## Transcript

The National Flood Insurance Program, used to help homeowners recover from damaging floodwaters, is billions of dollars in debt. This is partially from expensive recovery efforts after hurricanes including Katrina and Sandy. As a result, beginning April 1st of this year, some US homeowners living in high- risk areas will see as much as a 25 % hike in rates. For policy premiums. This is in an effort to gain back funds for the flood program. But as a conservative policy analyst who helped Congress draft the rate increase told NPR, the price increase won't make much of a dent for quite a while. The program still has enough built- in subsidies that it will be another decade at least before we can.

Even have a hope of bringing all or almost all rates to actuarial soundness. Although the FEMA maps indicate flood- prone zones are all over the country, many are not high risk. Because of this, the premium increase will only affect a small percentage of homeowners. Most of them will just be required to pay the $ 250 annual surcharge. Not considering a price increase, on average, flood insurance runs about $ 650 a year.

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