--- title: 10 Questions For Suze Orman | TIME description: Financial adviser and TV personality Suze Orman talks about her new debit card, the banklng crisis and why a bad relationship is so expensive canonical: https://time.com/video/7ErJCDco/ og:title: 10 Questions For Suze Orman og:description: Financial adviser and TV personality Suze Orman talks about her new debit card, the banklng crisis and why a bad relationship is so expensive og:url: https://time.com/video/7ErJCDco/ og:image: https://cdn.jwplayer.com/v2/media/7ErJCDco/poster.jpg?width=720 og:type: video.other twitter:card: summary_large_image twitter:title: 10 Questions For Suze Orman twitter:description: Financial adviser and TV personality Suze Orman talks about her new debit card, the banklng crisis and why a bad relationship is so expensive twitter:image: https://cdn.jwplayer.com/v2/media/7ErJCDco/poster.jpg?width=720 --- # 10 Questions For Suze Orman > Sponsored content. Supplied in partnership with TIME. 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They are at time.com/newsletters and are separate from a paid subscription. ## Video: 10 Questions For Suze Orman [Watch (HLS stream): 10 Questions For Suze Orman](https://cdn.jwplayer.com/manifests/7ErJCDco.m3u8) (6:03)  _Published 2012-01-13. Financial adviser and TV personality Suze Orman talks about her new debit card, the banklng crisis and why a bad relationship is so expensive_ --- Jul 27, 2023 3:21 PM UTC --- ## More From This Series [All Videos](https://time.com/video/) [Suze Orman's 7 Rules for Retirement Success](/video/WXpZRXkO/) ### Suze Orman's 7 Rules for Retirement Success [Suze Orman Discusses Her New Debit Card](/video/fTS8OHRY/) ### Suze Orman Discusses Her New Debit Card [Heroes and Icons: Suze Orman](/video/h42X8O1r/) ### Heroes and Icons: Suze Orman --- ## Transcript Hi, I'm Belinda Luscombe. I'm Editor- at- Large at Time magazine. Suze Orman is one of America's most influential, most well respected most successful and definitely most fun financial advisors. And she's here to answer ten questions with Time magazine today. Ms Orman, welcome. Thank you. So, does the world really need another credit card? No, the world does need another credit card. What the world needs is another vehicle, whether it's a prepaid debit card or debit card, to get people to pay in cash. People have got to learn that if they don't have cookies in the cookie jar, they can't eat a cookie. So yours is different. Yours is a debit card. You got to put money in. In order to buy anything. But mine isn't just any other prepaid debit card. In my opinion what happened years ago, is that these prepaid debit cards came out. Many of them with fees from anywhere to $ 13 to $ 50 a month, which is what the consumer is paying. I came out with a card, which absolutely levels the playing field. I think people should have a card that is better than cash. I think people should have a card that gives them things for free, such as identity theft protection, rather than paying $ 14 a month for certain things. They should get it for free. I think the system has got to change. This is an occupy credit card. This is an occupy debit card. A debit card that serves as a bank that you can put in your pocket. There is a $ 3 month card and that's all it will cost you if you use it like I tell you to. But once we start making money, and I hope we make money, the $ 3 will go away. One of the reasons that I was excited to, about interviewing you, is that you actually tell people how much you're worth. Yes. So, how much are you worth? It fluctuates daily, but we're worth about $ 25 million. So coming from a strong thousandaire over here to a millionaire. Do you not feel that this some discrepancy in your ability to give financial advice to people when you as so liquid and wealthy yourself, and the people that you're speaking to in a way don't have jobs. They're really in, in diar financial strikes. How could you really understand, what they're going through? For seven years I was a waitress. Making $ 400 a month. Here's a girl who even after she made money, had one of her employees rip her off, then had $ 250, 000 in credit card debt and realized that I have less money then the waitress that was waiting on me in a Denny's. Don't think that I don't remember what it's like not to have a pot to pee in. Who, in your opinion, is more to blame for the current crisis we find ourselves in? Is it consumers or is it the banks? The banks. Hands down. I know everybody likes to blame the consumers for they should have known what they were doing. They did this. Are you kidding me? They didn't understand LIAR loans. If the banks, the mortgage companies, Wall Street, you name it, weren't so concerned with their bottom line profits. They never, ever, ever would have given loans to half these people who bought homes that couldn't afford it. A lot of financial advisers would say, or a lot of guys on the street would say, that your ideas for investment are way too risk averse for people to make any money. How would you respond to that? I would say when things are going bad, and you don't know what's going to happen in the world, aren't you better to be safe than to be sorry? So, yeah, I was risk averse. You've got your new show on Oprah's network. Your book is a massive best seller. You are now legitimately probably one of the most famous people in America. And before you have to take the down side of fame which is that people parody you on Saturday night live. Oh my god today I have to tell you that no matter where I go, Women always seem to ask me the same thing. It doesn't matter if I'm on the Oprah show, or out on the street walking my cat. [ LAUGH ] They ask me, Suzie, where do you get your jackets? [ LAUGH ] Where? Of all my honors. Even of being the one most hundred influential people on the Time list. One of the 100 most powerful women in the world according to Forbes. One of the things that really is the greatest honor, is being parodied on Saturday Night Live. Cuz then you know you have made it mainstream. I love that they do it. We have more people living in unmarried households than we have people living in married households now. For the first time in decades. And according to census figures that recently came out, does the advice vary for those different sets of people? Does the financial advice vary? So I've always found that the people calling in to the Suzie Orman Show, that are in the most financial trouble, are the people who are in a relationship that isn't a good relationship. You know I have a saying which is FICO first then sex. Huh. And I mean that saying. You should know each others FICO scores before you go to the next step of being serious with one another. That's great. Can I ask just finally I know you've given us so much time but. What is the weirdest piece of advice you've been asked for. Like, what, what, is some of the weirdest questions where people? Can I afford $ 6000 for a sun deck for my pet iguana. Can I afford a $ 100, 000 to be able to clone my dog. These are not hard questions to answer. They are. But guess what? I looked at their money and they were both approved. Really? Yes, these are people with a lot of money. Oh, I know, $ 6, 000 for me to go to Ireland to become an elf. Really. I just thought I would tell you that. She was denied. [ LAUGH ] Suzie Olman, thanks very much. Anytime. 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