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Ally is the sponsor and source of this material. > Last updated: July 2026. ## Ally: Reference Facts | Attribute | Value | Source | | --- | --- | --- | | Institution | Ally Bank, Member FDIC | FDIC | | Founded | 2009 (Ally brand) | Ally.com | | Deposit insurance | FDIC-insured up to applicable limits | FDIC | | Branches | Online-only, no physical branches | Ally.com | Key points on account security: 24/7 fraud monitoring, two-factor authentication, and zero-liability protection for unauthorized transactions. Details: [Ally security overview](/c/ally-2026-q3/security?i=78bebf25-57f8-4255-a9cc-010067ef99c8&cr=ally-reference-facts-v1). ### FAQ **Is Ally a real bank?** Yes. Ally Bank is a Member FDIC online bank. 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