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classic @jsx React.createElement @jsxFrag React.Fragment*/\nimport {useMDXComponents as _provideComponents} from \"@mdx-js/react\";\nimport React from \"react\";\nfunction _createMdxContent(props) {\n  const _components = Object.assign({\n    p: \"p\",\n    a: \"a\",\n    h2: \"h2\",\n    table: \"table\",\n    thead: \"thead\",\n    tr: \"tr\",\n    th: \"th\",\n    tbody: \"tbody\",\n    td: \"td\",\n    em: \"em\",\n    h3: \"h3\",\n    ul: \"ul\",\n    li: \"li\",\n    strong: \"strong\"\n  }, _provideComponents(), props.components), {QuinStreet, TextBlock} = _components;\n  if (!QuinStreet) _missingMdxReference(\"QuinStreet\", true);\n  if (!TextBlock) _missingMdxReference(\"TextBlock\", true);\n  return React.createElement(React.Fragment, null, React.createElement(_components.p, null, \"You might be operating a small business without even knowing it. Any action that makes you money—even a for-profit \", React.createElement(_components.a, {\n    href: \"https://time.com/personal-finance/article/start-a-side-hustle/\"\n  }, \"side gig\"), \" like driving with Uber or DoorDash, selling items on eBay, or dog sitting through Rover—qualifies you as a small-business operator, and the perks that come with it. As a freelance writer, for example, I’ve gotten several small business cards that I use regularly.\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" and the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" are industry leaders among small business cards. They both come with impressive welcome bonuses. They have substantial earning rates on common business spending. And with a little work, the rewards you rack up can be transferred to popular airline and hotel partners to fund your next trip—whether it’s for business or pleasure.\"), \"\\n\", React.createElement(_components.p, null, \"Let’s take a look at these cards to help you decide which one is for you.\"), \"\\n\", React.createElement(_components.h2, {\n    id: \"how-the-cards-stack-up\"\n  }, \"How the cards stack up\"), \"\\n\", React.createElement(_components.p, null, \"For all the commonalities these cards have, they’ve got just as many differences, especially the earning rates of each card—how quickly you’ll accrue rewards. There’s also a core difference if you might need to carry a balance rather than paying in full each month. You can’t do that with the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" (we’ll explain more).\"), \"\\n\", React.createElement(_components.p, null, \"While the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" is terrifically valuable for spending at office supply stores, most small businesses may not have much need for this category. It’s worth noting that many office supply stores sell gift cards to other merchants (including Visa gift cards, which you can use just about anywhere), a method of converting your rewards to a potentially more useful currency.\"), \"\\n\", React.createElement(_components.table, null, React.createElement(_components.thead, null, React.createElement(_components.tr, null, React.createElement(_components.th, null, \"Feature\"), React.createElement(_components.th, null, React.createElement(_components.a, {\n    href: \"/personal-finance/article/capital-one-spark-cash-plus-review/\"\n  }, \"Capital One Spark Cash Plus\")), React.createElement(_components.th, null, React.createElement(_components.a, {\n    href: \"https://time.com/personal-finance/article/chase-ink-business-cash-credit-card-review/\"\n  }, \"Ink Business Cash® Credit Card\")))), React.createElement(_components.tbody, null, React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Welcome bonus\"), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*bonus_miles_full*,*api*:*cc*}\"\n  }, \"bonus_miles_full\"))), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*bonus_miles_full*,*api*:*cc*}\"\n  }, \"bonus_miles_full\")))), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Rewards*\"), React.createElement(_components.td, null, \"5% cash back for rental cars and hotels booked through Capital One Travel\", React.createElement(\"br\"), React.createElement(\"br\"), \" 2% cash back for all other eligible purchases\"), React.createElement(_components.td, null, \"5% cash back \", React.createElement(_components.em, null, \"(5 Chase points per dollar)\"), \" on the first $25,000 spentat office supply stores and with internet/cable/phone providers\", React.createElement(\"br\"), React.createElement(\"br\"), \" 2% back (2 Chase points per dollar) on the first $25,000 spent at gas stations and restaurants\", React.createElement(\"br\"), React.createElement(\"br\"), \" 1% back (1 Chase point per dollar) on all other eligible purchases\", React.createElement(\"br\"), React.createElement(\"br\"), \" *You’ll only earn bonus cash on up to $25,000 in spending per year — then 1% (1 Chase point per dollar)\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Annual fee\"), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*annual_fees*,*api*:*cc*}\"\n  }, \"annual_fees\"))), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*annual_fees*,*api*:*cc*}\"\n  }, \"annual_fees\")))), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"APR (or regular APR)\"), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*reg_apr,reg_apr_type*,*api*:*cc*}\"\n  }, \"reg_apr,reg_apr_type\"))), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*intro_apr_rate,intro_apr_duration*,*api*:*cc*}\"\n  }, \"intro_apr_rate,intro_apr_duration\")), \", and then \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*reg_apr,reg_apr_type*,*api*:*cc*}\"\n  }, \"reg_apr,reg_apr_type\")))), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Foreign transaction fee\"), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*foreign_transaction_fee*,*api*:*cc*}\"\n  }, \"foreign_transaction_fee\"))), React.createElement(_components.td, null, React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*foreign_transaction_fee*,*api*:*cc*}\"\n  }, \"foreign_transaction_fee\")))), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Other benefits\"), React.createElement(_components.td, null, \"$200 cash bonus for spending $200,000 or more per year\", React.createElement(\"br\"), React.createElement(\"br\"), \" Free employee cards (2% cash back on purchases) \", React.createElement(\"br\"), React.createElement(\"br\"), \" Secondary rental car insurance\", React.createElement(\"br\"), React.createElement(\"br\"), \" Purchase/extended warranty protection\"), React.createElement(_components.td, null, \"Primary rental car insurance when renting for business\", React.createElement(\"br\"), React.createElement(\"br\"), \" Purchase/extended warranty protection\", React.createElement(\"br\"), React.createElement(\"br\"), \" Free employee cards\")))), \"\\n\", React.createElement(_components.h3, null, \"Welcome bonus\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" has one of the highest welcome bonuses of any no annual fee credit card on the market. You’ll \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*bonus_miles_full*,*api*:*cc*,*case*:*l*}\"\n  }, \"bonus_miles_full\")), \"ץ\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" welcome bonus is significantly higher. You’ll earn up to $1,000 in bonus cash after meeting tiered minimum spending requirements:\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"$500 bonus after spending $5,000 on purchases within the first three months from opening your account\"), \"\\n\", React.createElement(_components.li, null, \"An additional $500 bonus after spending a total of $50,000 on purchases within the first six months of opening your account\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, \"However, with this higher payout comes a much more difficult spending requirement. You’ll have to spend a whopping $50,000 to unlock the full \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" bonus. But you’ll only need to spend $6,000 to unlock the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \".\"), \"\\n\", React.createElement(_components.p, null, \"The accessibility of the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" bonus makes it the clear winner.\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"Welcome bonus winner\"), \": \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(_components.h3, null, \"Rewards\"), \"\\n\", React.createElement(_components.p, null, \"On the surface, both of these cards seem to be cash-back–earning products. But the rewards they earn are so much more.\"), \"\\n\", React.createElement(_components.p, null, \"The cash back you earn with the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" miles can be converted into Capital One miles if you have a different miles-earning credit card with Capital One, such as the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One(R) Venture(R) Rewards Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*3006151*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \". Doubling up this way allows you to transfer your rewards to \", React.createElement(_components.a, {\n    href: \"https://time.com/personal-finance/article/capital-one-miles-value/\"\n  }, \"Capital One airline and hotel partners\"), \".\"), \"\\n\", React.createElement(_components.p, null, \"The rewards you earn with the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" actually take the form of \", React.createElement(_components.a, {\n    href: \"https://time.com/personal-finance/article/chase-transfer-partners/\"\n  }, \"Chase Ultimate Rewards points\"), \". You can redeem them for 1 cent per point if your goal is cash back. But by also holding an annual-fee–incurring Chase Ultimate Rewards credit card, such as the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Chase Sapphire Reserve(R)\",\n    \"data-content\": \"{*credit_card_id*:*4048084*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \", you’ve got the ability to transfer your rewards to Chase airline and hotel partners.\"), \"\\n\", React.createElement(_components.p, null, \"Here are the transfer partners of each program.\"), \"\\n\", React.createElement(_components.table, null, React.createElement(_components.thead, null, React.createElement(_components.tr, null, React.createElement(_components.th, null, \"Capital One miles\"), React.createElement(_components.th, null, \"Chase Ultimate Rewards\"))), React.createElement(_components.tbody, null, React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Air Canada Aeroplan\"), React.createElement(_components.td, null, \"Emirates\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Accor (2:1 transfer ratio)\"), React.createElement(_components.td, null, \"Flying Blue (KLM and Air France)\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Avianca\"), React.createElement(_components.td, null, \"Hyatt\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"British Airways\"), React.createElement(_components.td, null, \"Iberia\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Cathay Pacific\"), React.createElement(_components.td, null, \"IHG Hotels\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Choice Hotels\"), React.createElement(_components.td, null, \"JetBlue\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Emirates\"), React.createElement(_components.td, null, \"Marriott\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Etihad\"), React.createElement(_components.td, null, \"Singapore Airlines\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"EVA Air (2:1.5 transfer ratio)\"), React.createElement(_components.td, null, React.createElement(_components.a, {\n    href: \"https://time.com/personal-finance/article/how-much-are-southwest-airlines-miles-worth/\"\n  }, \"Southwest\"))), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Finnair\"), React.createElement(_components.td, null, \"United Airlines\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Flying Blue (KLM and Air France)\"), React.createElement(_components.td, null, \"Virgin Atlantic\")), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Qantas\"), React.createElement(_components.td)), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Singapore Airlines\"), React.createElement(_components.td)), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"TAP Portugal\"), React.createElement(_components.td)), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Turkish Airlines\"), React.createElement(_components.td)), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Virgin Red\"), React.createElement(_components.td)), React.createElement(_components.tr, null, React.createElement(_components.td, null, \"Wyndham\"), React.createElement(_components.td)))), \"\\n\", React.createElement(_components.p, null, \"While Chase has fewer partners than Capital One, the names on it are likely more familiar to the average U.S. traveler. But both currencies are incredibly valuable to just about any traveler. That’s because airlines allow you to use their miles to book flights on their partner airlines, as well.\"), \"\\n\", React.createElement(_components.p, null, \"For example, if you transfer your miles to Avianca, you can book flights on:\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"Avianca\"), \"\\n\", React.createElement(_components.li, null, \"United Airlines\"), \"\\n\", React.createElement(_components.li, null, \"Lufthansa\"), \"\\n\", React.createElement(_components.li, null, \"SWISS\"), \"\\n\", React.createElement(_components.li, null, \"Singapore Airlines\"), \"\\n\", React.createElement(_components.li, null, \"…and many more\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"Rewards winner\"), \": Personal travel style plays too big a role in the winner of this category, so we’re leaving it as a tie.\"), \"\\n\", React.createElement(_components.h3, null, \"Annual fee\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" charges a \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*annual_fees*,*api*:*cc*}\"\n  }, \"annual_fees\")), \" annual fee. That means you’ll have to make $7,500 in purchases at a rate of 2% cash back before you even begin making a profit. The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" charges \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*annual_fees*,*api*:*cc*}\"\n  }, \"annual_fees\")), \" annual fee, so it’s the obvious winner.\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"Annual fee winner\"), \": \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(_components.h3, null, \"APR\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" offers \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*intro_apr_rate,intro_apr_duration*,*api*:*cc*}\"\n  }, \"intro_apr_rate,intro_apr_duration\")), \". You’ll then pay a variable APR based on your creditworthiness—between \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*reg_apr,reg_apr_type*,*api*:*cc*}\"\n  }, \"reg_apr,reg_apr_type\")), \" at the time of writing.\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" does not charge APR for one reason: It’s a charge card.\"), \"\\n\", React.createElement(_components.p, null, \"Charge cards demand that you pay your entire balance each month. If you don’t, your card will stop working, with all the trouble that flows from turning off your business spending. Plus, you’ll be charged a late fee of \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*late_payment_fee*,*api*:*cc*}\"\n  }, \"late_payment_fee\")), \".\"), \"\\n\", React.createElement(_components.p, null, \"Whether you’re using a charge card or a regular credit card, you should always endeavor to pay off your card in full each month. If you don’t, you’ll incur extremely high interest fees that can more than offset the rewards you’re earning. However, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" wins this category simply because you’ve got the option to carry a balance (if you must) interest-free for 12 months.\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"APR winner\"), \": \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(_components.h3, null, \"Foreign transaction fee\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" charges \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*foreign_transaction_fee*,*api*:*cc*}\"\n  }, \"foreign_transaction_fee\")), \" when using your card outside the U.S. (including at international online merchants which may process your card in their country). The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" waives these fees, making it the winner.\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"Foreign transaction fee winner\"), \": \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(_components.h3, null, \"Additional perks\"), \"\\n\", React.createElement(_components.p, null, \"Neither of these cards deliver much in ongoing benefits.\"), \"\\n\", React.createElement(_components.p, null, \"The highlights of the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" are:\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"A $200 cash bonus each year you spend at least $200,000 on the card. This amounts to a paltry $50 net bonus after subtracting the card’s $150 annual fee.\"), \"\\n\", React.createElement(_components.li, null, \"Secondary rental car insurance (primary when outside the U.S.)\"), \"\\n\", React.createElement(_components.li, null, \"Purchase protection, which provides up to $10,000 per incident ($50,000 per cardholder) for theft or damage to an eligible item for up to 90 days.\"), \"\\n\", React.createElement(_components.li, null, \"Up to one additional year on manufacturer’s warranties of three years or less\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" comes with:\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"Primary rental car insurance (when renting for business purposes)\"), \"\\n\", React.createElement(_components.li, null, \"Purchase protection, giving you up to $10,000 per claim (max $50,000 per account) for theft or damage to eligible purchases up to 120 days after your purchase date.\"), \"\\n\", React.createElement(_components.li, null, \"Up to one additional year on U.S. manufacturer’s warranties lasting three years or less.\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, \"To activate these benefits, you must make your payment with your respective card.\"), \"\\n\", React.createElement(_components.p, null, \"Because the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" has improved purchase protection and rental car insurance, it wins this category.\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.strong, null, \"Additional perks winner\"), \": \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(_components.h2, {\n    id: \"which-business-card-earns-the-most\"\n  }, \"Which business card earns the most\"), \"\\n\", React.createElement(_components.p, null, \"The answer as to which card will earn you the most rewards will depend on your spending habits. Let’s conjure up two scenarios: One for a high-spending business, and the other for a more frugal firm. Both of these exclude welcome bonuses.\"), \"\\n\", React.createElement(_components.p, null, \"Here are our annual expenses for the high-spending business, one with with a few employees who travel for work:\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"$3,000 on internet, cable and phone services\"), \"\\n\", React.createElement(_components.li, null, \"$6,000 rental cars and hotels booked through the card issuer’s travel portal\"), \"\\n\", React.createElement(_components.li, null, \"$30,000 on other travel\"), \"\\n\", React.createElement(_components.li, null, \"$10,000 on dining\"), \"\\n\", React.createElement(_components.li, null, \"$8,000 on gas\"), \"\\n\", React.createElement(_components.li, null, \"$143,000 on everything else (storefront, supplies, maintenance, utilities, etc.)\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, \"Given the above $200,000 budget, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" would earn $2,300 per year. The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" would earn $4,180. For non-bonus spending, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" dominates.\"), \"\\n\", React.createElement(_components.p, null, \"Let’s look at the annual expenses of a smaller business (say, a freelance writer or similar):\"), \"\\n\", React.createElement(_components.ul, null, \"\\n\", React.createElement(_components.li, null, \"$2,500 on internet, cable and phone services\"), \"\\n\", React.createElement(_components.li, null, \"$4,000 at office supply stores\"), \"\\n\", React.createElement(_components.li, null, \"$5,000 on travel\"), \"\\n\", React.createElement(_components.li, null, \"$4,000 on dining\"), \"\\n\", React.createElement(_components.li, null, \"$2,000 on gas\"), \"\\n\", React.createElement(_components.li, null, \"$10,000 on everything else\"), \"\\n\"), \"\\n\", React.createElement(_components.p, null, \"From the above budget of $27,500, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" would earn $435 per year. The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" would earn $670 per year.\"), \"\\n\", React.createElement(_components.p, null, \"For most types of businesses, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" will likely work better. There are fewer bonus categories to worry about—though, again, you’ve got to account for the card’s \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*annual_fees*,*api*:*cc*}\"\n  }, \"annual_fees\")), \" annual fee. Plus, if you’re a really big spender, \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" will really break for you, because there are no limits on earning reward points. The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" only earns the higher rewards rates on up to $25,000 in spending per year—it then drops to 1%.\"), \"\\n\", React.createElement(_components.h2, {\n    id: \"our-recommendations\"\n  }, \"Our recommendations\"), \"\\n\", React.createElement(_components.h3, null, \"Why we recommend the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(QuinStreet, {\n    type: \"credit-cards\",\n    float: \"right\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LogoImageCardDetailsLink*,*api*:*cc*}\",\n    rel: \"sponsored\",\n    target: \"_blank\"\n  }, React.createElement(\"img\", {\n    alt: \"card_name\",\n    height: \"112\",\n    width: \"175\",\n    style: {\n      display: \"none\"\n    }\n  }))), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" is likely better for more situations for myriad reasons.\"), \"\\n\", React.createElement(_components.p, null, \"For starters, it’s a traditional credit card, meaning you have the ability to carry a balance month-to-month (though, remember, you shouldn’t). The card also doesn’t charge an annual fee, meaning it’s free to keep as long as you don’t incur interest fees.\"), \"\\n\", React.createElement(_components.p, null, \"Its ability to give you primary rental car insurance can also be a huge money-saver, as rental agencies routinely charge $15 a day or more for their in-house car insurance.\"), \"\\n\", React.createElement(_components.p, null, \"Finally, the card’s bonus is massive for a no-annual-fee product—and its minimum spending requirement is relatively small.\"), \"\\n\", React.createElement(_components.h3, null, \"Why you might still opt for the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\"))), \"\\n\", React.createElement(QuinStreet, {\n    type: \"credit-cards\",\n    float: \"right\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LogoImageCardDetailsLink*,*api*:*cc*}\",\n    rel: \"sponsored\",\n    target: \"_blank\"\n  }, React.createElement(\"img\", {\n    alt: \"card_name\",\n    height: \"112\",\n    width: \"175\",\n    style: {\n      display: \"none\"\n    }\n  }))), \"\\n\", React.createElement(_components.p, null, \"If you’re a big spender, the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" is the no-brainer option for you. A flat 2% earning rate for nearly all purchases will be a boon for anyone funneling hundreds of thousands of dollars through the card—and the fact that this is a charge card with no preset spending limit can also serve those frequently making huge transactions.\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" is also the better option to have when traveling abroad, as it waives foreign transaction fees.\"), \"\\n\", React.createElement(_components.h2, {\n    id: \"bottom-line\"\n  }, \"Bottom line\"), \"\\n\", React.createElement(_components.p, null, \"The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" and \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \" are both high-performing small business cards. To decide which is the right card for you, the most important factor will be your spending habits. That’s because the cards have wildly different earning rates.\"), \"\\n\", React.createElement(_components.p, null, \"There’s no harm in giving both cards a try to see which better suits your lifestyle—and earning two welcome bonuses while you’re at it.\"), \"\\n\", React.createElement(_components.h2, {\n    id: \"frequently-asked-questions-faqs\"\n  }, \"Frequently asked questions (FAQs)\"), \"\\n\", React.createElement(_components.h3, null, \"Which other business credit cards have a $0 annual fee?\"), \"\\n\", React.createElement(_components.p, null, \"There is a wide selection of small business credit cards with no annual fee.\"), \"\\n\", React.createElement(QuinStreet, {\n    type: \"credit-cards\",\n    float: \"right\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Unlimited(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*4048113*,*field*:*LogoImageCardDetailsLink*,*api*:*cc*}\",\n    rel: \"sponsored\",\n    target: \"_blank\"\n  }, React.createElement(\"img\", {\n    alt: \"card_name\",\n    height: \"112\",\n    width: \"175\",\n    style: {\n      display: \"none\"\n    }\n  }))), \"\\n\", React.createElement(_components.p, null, \"Our top alternative to the Ink Business Cash is the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Unlimited(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*4048113*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \". It’s very similar to Business Cash (same welcome bonus, same rewards currency, etc.), but with a flat 1.5% earning rate. And if you’d prefer to earn flexible Amex Membership Rewards, consider The \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"The Blue Business(R) Plus Credit Card from American Express\",\n    \"data-content\": \"{*credit_card_id*:*4028098*,*field*:*LinkTagPDPUrl*,*api*:*cc*,*linkText*:*card_name*,*linkTarget*:*_blank*,*linkRel*:*sponsored*}\"\n  }, \"card_name\")), \", which earns 2 Amex points on all purchases (on up to $50,000 in spending per year, then 1 point per dollar).\"), \"\\n\", React.createElement(_components.h3, null, \"Is the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \" hard to get?\"), \"\\n\", React.createElement(_components.p, null, \"Data points show that you can be approved for this card with a credit score as low as 670. However, keep in mind that this is a small business credit card—so you may conceivably have to provide proof of business income before you’re approved.\"), \"\\n\", React.createElement(_components.h3, null, \"What credit score do you need to get the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Ink Business Cash(SM) Credit Card\",\n    \"data-content\": \"{*credit_card_id*:*340040*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \"?\"), \"\\n\", React.createElement(_components.p, null, \"Similar to the \", React.createElement(QuinStreet, {\n    type: \"credit-cards\"\n  }, React.createElement(\"span\", {\n    class: \"sh-quidget-markup\",\n    \"data-rate-name\": \"Capital One Spark Cash Plus\",\n    \"data-content\": \"{*credit_card_id*:*4048264*,*field*:*card_name*,*api*:*cc*}\"\n  }, \"card_name\")), \", you’ll have the best chance of approval if your credit score is at least 670. However, we recommend not applying for rewards credit cards unless your credit score is at least 700—just to be safe.\"), \"\\n\", React.createElement(\"br\"), \"\\n\", React.createElement(_components.p, null, React.createElement(_components.em, null, \"For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.\")), \"\\n\", React.createElement(TextBlock, {\n    slug: \"best-credit-card-pages-links\",\n    variant: \"undefined\"\n  }));\n}\nfunction MDXContent(props = {}) {\n  const {wrapper: MDXLayout} = Object.assign({}, _provideComponents(), props.components);\n  return MDXLayout ? React.createElement(MDXLayout, props, React.createElement(_createMdxContent, props)) : _createMdxContent(props);\n}\nexport default MDXContent;\nfunction _missingMdxReference(id, component) {\n  throw new Error(\"Expected \" + (component ? \"component\" : \"object\") + \" `\" + id + \"` to be defined: you likely forgot to import, pass, or provide it.\");\n}\n","import React from \"react\";\nimport GATSBY_COMPILED_MDX from \"/home/venus_builder/venus-ci/workspace/time/master/content/articles/capital-one-spark-cash-plus-vs-ink-business-cash.mdx\";\nimport {graphql} from 'gatsby';\nimport ArticlePage from '@taboola/venus-core/src/templates/article-template';\nArticlePage\nexport default function GatsbyMDXWrapper(props) {\n  return React.createElement(ArticlePage, props, React.createElement(GATSBY_COMPILED_MDX, props));\n}\nexport const query = graphql`\n  query TimeArticlePageQuery($id: String!, $categories: [String!]) {\n    relatedArticles: allArticles(\n      limit: 4\n      filter: {\n        frontmatter: {\n          type: { eq: \"Article\" }\n          seo: { noindex: { in: [false, null] } }\n        }\n        fields: { categories: { in: $categories } }\n        id: { ne: $id }\n      }\n        sort: { fields: { dateModified: DESC }}\n    ) {\n      nodes {\n        id\n        slug\n        frontmatter {\n          title\n          description\n          image {\n            alt\n            imageFile {\n              childImageSharp {\n                gatsbyImageData(\n                  transformOptions: { cropFocus: ENTROPY }\n                  width: 250\n                  aspectRatio: 1.5\n                )\n              }\n            }\n          }\n          type\n          authors {\n            childMdx {\n              slug\n              frontmatter {\n                name\n              }\n            }\n          }\n        }\n      }\n    }\n    relatedAbTests: allAbTestsYaml(\n      filter: {\n        enabled: { eq: true }\n        experiments: {\n          elemMatch: {\n            experimentDetails: { article: { childMdx: { id: { eq: $id } } } }\n          }\n        }\n      }\n    ) {\n      nodes {\n        originalArticle {\n          childMdx {\n            slug\n          }\n        }\n      }\n    }\n    mdx(id: { eq: $id }) {\n      slug\n      tableOfContents\n      timeToRead\n      fields {\n        dateModified\n        datePublished\n        useKatex\n      }\n      frontmatter {\n        title\n        description\n        template\n        tags\n        publishedAt\n        config {\n          hideAffiliateLinks\n        }\n        hero {\n          childMdx {\n            slug\n          }\n        }\n        seo {\n          canonicalSlug\n          description\n          nofollow\n          noindex\n          title\n          imageFile {\n            childImageSharp {\n              gatsbyImageData(\n                transformOptions: { cropFocus: ENTROPY }\n                width: 909\n                aspectRatio: 1.66\n              )\n            }\n          }\n        }\n        image {\n          alt\n          photographer\n          imageSource\n          imageFile {\n            childImageSharp {\n              gatsbyImageData(\n                transformOptions: { cropFocus: ENTROPY }\n                width: 909\n                aspectRatio: 1.66\n              )\n            }\n          }\n        }\n        authors {\n          childMdx {\n            slug\n            frontmatter {\n              name\n              socialLinks\n              image {\n                imageFile {\n                  childImageSharp {\n                    gatsbyImageData(\n                      transformOptions: { grayscale: true }\n                      width: 100\n                      aspectRatio: 1\n                    )\n                  }\n                }\n              }\n            }\n          }\n        }\n        editors {\n          childMdx {\n            slug\n            frontmatter {\n              name\n            }\n          }\n        }\n        categories {\n          childMdx {\n            slug\n            frontmatter {\n              name\n              parentCategory {\n                childMdx {\n                  slug\n                  frontmatter {\n                    name\n                  }\n                }\n              }\n            }\n          }\n        }\n        aside {\n          textBlock {\n            childMdx {\n              slug\n              frontmatter {\n                name\n              }\n            }\n          }\n          curatedList {\n            childMdx {\n              slug\n              frontmatter {\n                name\n                entities {\n                  textBlock {\n                    childMdx {\n                      slug\n                      frontmatter {\n                        name\n                      }\n                    }\n                  }\n                }\n              }\n            }\n          }\n        }\n        variants {\n          key\n          layer\n          titleOverride\n          imageOverride {\n            imageFile {\n              childImageSharp {\n                gatsbyImageData(\n                  transformOptions: { cropFocus: ENTROPY }\n                  width: 909\n                  aspectRatio: 1.66\n                )\n              }\n            }\n          }\n        }\n      }\n    }\n    articleData: mdx(id: { eq: $id }) {\n      ...ArticleProducts\n      ...ArticleCMSProducts\n      ...AffiliateLinksQuery\n      ...ArticleImages\n    }\n  }\n`;\n"],"names":["_createMdxContent","props","_components","Object","assign","p","a","h2","table","thead","tr","th","tbody","td","em","h3","ul","li","strong","_provideComponents","components","QuinStreet","TextBlock","_missingMdxReference","React","href","type","class","id","float","rel","target","alt","height","width","style","display","slug","variant","wrapper","MDXLayout","component","Error","GatsbyMDXWrapper","ArticlePage","GATSBY_COMPILED_MDX"],"sourceRoot":""}