United Quest Card Review: Worth a Look for United Airlines Flyers

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The All-New United Quest℠ Card

The All-New United Quest℠ Card

Editor’s Score: (4.2/5)
Learn more externa link icon at our partner’s secure site.
Rewards rate:

Earn 3X miles on United® purchases. 2X miles at restaurants, on select streaming services & all other travel. 1X on all other purchases.

  • Intro bonus: Up to 100,000 miles
  • Annual fee: $250
  • Regular APR: 16.49% to 23.49% Variable
  • Recommended credit score: 670-850 (Good to Excellent)

The United QuestSM Card from United Airlines and Chase is one of four co-branded cards geared towards frequent United flyers. It has a $250 annual fee, making it the second most expensive United Airlines card to hold, but comes with perks that can help offset the fee. Those include a $125 annual United purchase credit, two 5,000-mile anniversary award credits, 25% off in-flight purchases when flying United, and your first and second checked bags free for both you and a companion on your United reservation. It also offers priority boarding and a complimentary 12-month membership to DoorDash DashPass valued at almost $120. 

At a Glance

  • 80,000 bonus miles if you spend $5,000 on purchases in the first three months from account opening
  • Additional 20,000 bonus miles after you spend $10,000 in the first six months from account opening
  • $125 annual United purchase credit
  • Two 5,000-mile anniversary award credits
  • Earn 3 miles per dollar on United Airlines purchases
  • Earn 2 miles per dollar on dining, travel, and select streaming services
  • Earn 1 mile per dollar on everything else
  • First two checked bags are free when flying United for both primary cardmember and a companion flying on the same reservation
  • $250 annual fee
  • 16.49% – 23.49% variable APR

Pros

  • Valuable welcome bonus

  • $125 annual United Airlines purchase credit

  • Anniversary award certificates

  • Bonus points on United Airlines purchases

  • First two checked bags are free

Cons

  • High annual fee

  • Does not offer good value for people who do not fly United Airlines often

Additional Card Details

The United Quest card is a premium travel rewards credit card with perks that can enhance your travel experience, especially if you fly United Airlines often. In addition to the benefits outlined above, you’ll also get:

  • Priority boarding
  • $100 credit to TSA PreCheck or Global Entry
  • 25% off on United Airlines in-flight purchases
  • No foreign transaction fees
  • Seat upgrades for United’s Mileage Plus Premier® members traveling on an award ticket, when available
  • Access to the Luxury Hotel & Resort Collection
  • Complimentary DoorDash DashPass
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
  • Purchase protection
  • Trip delay reimbursement
  • Extended warranty protection

Full Review

Card Type

The United Quest card is a new co-branded premium rewards travel card. It has a $250 annual fee and comes with valuable perks for United Airlines flyers, such as a $125 annual United Airlines purchase credit, which can be used on United Airlines flights, as well as 5,000-mile anniversary award credits and priority boarding.

Cardholders will also earn 80,000 bonus miles for spending $5,000 on purchases in the first three months from account opening as well as an additional 20,000 bonus miles after you spend $10,000 in the first six months from account opening. You’ll earn 3 miles per dollar on United Airlines purchases, as well 2 miles per dollar on dining, travel — including airlines, hotels, and car rentals — and select streaming services. The card earns 1 mile per dollar on everything else.

It comes with other perks that are not geared towards United Airlines flying, such as a complimentary 12-month DoorDash DashPass, valued at $9.99 per month (activate by December 31, 2021), and a $100 credit toward TSA PreCheck/Global Entry every four years.

Annual Fee

The United Quest card carries a $250 annual fee.

Sign-Up Bonus

The United Quest currently offers a sign-up bonus of 80,000 bonus miles if you spend $5,000 on purchases in the first three months from account opening. You can earn an additional 20,000 bonus miles after you spend $10,000 in the first six months from account opening.

Rewards

The United Quest earns 3 miles per dollar on United Airlines purchases, 2 miles per dollar on travel, dining, and select streaming services, and 1 mile per dollar on everything else. It also comes with perks such as a $125 annual United Airlines purchase credit, two 5,000-mile anniversary award credits, and a complimentary, 12-month DoorDash DashPass membership. You’ll also get priority boarding as well as 25% off on food, beverage, and WiFi purchases on board flights operated by United and United Express, plus your first and second checked bag free for both you and a companion booked on your reservation.

Foreign Transaction Fees

The United Quest card does not charge any foreign transaction fees, so it’s a great card to take with you on any international trips.

Other Benefits

You can redeem the United MileagePlus miles that you’ll earn with this card on United Airlines flights or on any partner airline, such as Air Canada, Lufthansa, TAP Air Portugal, and Turkish Airlines.

Benefits of the United Quest Card

For frequent United flyers, this card is worth a look. You’ll get a $125 annual United Airlines purchase credit and two 5,000-mile anniversary award credits that you can redeem for free flights (plus applicable taxes and fees). It comes with other valuable perks such as a $100 credit for TSA PreCheck/Global Entry, 25% off in-flight purchases on United Airlines, priority boarding, and your first and second checked bag free for both you and a companion when flying United Airlines on the same reservation. The complimentary 12-month DoorDash DashPass membership is another notable benefit, worth $9.99 per month or a total of $119.88.

Pro Tip

Activate your complimentary DoorDash DashPass membership by December 31 to save money on food deliveries and takeout.

Drawbacks of the United Quest Card

The United Quest card has a high $250 annual fee, which can be a drawback for many. Additionally, many of the benefits are geared towards frequent United Airlines flyers, so if you’re looking to get more flexibility out of your card or don’t fly United Airlines much, this would be a major con.

The All-New United Quest℠ Card

The All-New United Quest℠ Card

Editor’s Score: (4.2/5)
  • Intro bonus:
    Up to 100,000 miles
  • Annual fee:
    $250
  • Regular APR:
    16.49% to 23.49% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Editor’s Score: (4.5/5)
  • Intro bonus:
    100,000 points
  • Annual fee:
    $95
  • Regular APR:
    15.99% – 22.99% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.
Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Editor’s Score: (4.15/5)

How to Use United Quest Card

When you first get the United Quest card, if your budget allows, you’ll want to spend $5,000 in the first three months to hit the minimum spending requirement to earn 80,000 bonus miles. If you spend $10,000 in the first six months, the bonus will be 100,000 United miles. Of course, it’s important to practice financial responsibility and not spend more than you can afford just because you are paying with a credit card. Like all travel rewards cards, the United Quest has a fairly high variable APR, so we strongly recommend paying your bills on time and in full every month to avoid paying interest.

You’ll also want to be sure to pay for any upcoming United Airlines flights with the card, as you’ll earn 3 miles per dollar on that purchase. Those miles can add up quickly and you can later redeem them for flights on United Airlines or any of its partners. You’ll also earn 2 miles per dollar on dining, travel, and select streaming categories so this is a good pick for those purchases, as well.

When you pay for a United Airlines flight with the card, you’ll also have access to priority boarding and will be able to check your first and second bag free. If you’re traveling with a companion who is also booked on your reservation, they will also get their first and second checked bag free. You can also get 25% off in-flight food, beverage and Wi-Fi purchases on United when you use the card.

You’ll also want to activate your 12-month complimentary DoorDash DashPass membership by December 31, 2021. This membership is valued at $9.99 per month, and comes with $0 delivery fees on eligible orders, as well as discounted service fees.

Is the United Quest Card Right for You?

If you’re a frequent United Airlines flyer, the United Quest card could be a great fit for you. While the card does have a high $250 annual fee, it comes with notable perks including a $125 annual United purchase credit, which can help you save money on your United-related expenses, as well as 25% off in-flight purchases, priority boarding, free first and second checked bags when flying United, and two 5,000-mile award certificates.

That said, if you don’t fly United enough to take advantage of all of these benefits, or typically fly other airlines such as Delta or American Airlines, this won’t be the best fit for you. The same sentiment applies if you’re looking for a more flexible travel rewards credit card that can help you earn points that you can later redeem for both flights and hotel stays with a variety of partners, such as the Chase Sapphire Preferred® Card.

Bottom Line

The new United Quest card can prove to be very valuable for frequent United Airlines flyers. Between the relatively high sign-up bonus and elevated 3x earning rate on United Airlines flights, it should be fairly easy for loyal United flyers to rack up miles quickly. They’ll also enjoy perks such as 25% off in-flight United Airlines purchases, priority boarding, 5,000-mile award credits, and a $125 United purchase credit. All of these perks can help offset the cost of the $250 annual fee.

That said, if you don’t fly United enough, you won’t get much value out of this card and would be better off with one that better matches your spending habits and lifestyle.