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Marriott Bonvoy Boundless Credit Card Review: Boost Your Path to Elite Status

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Good for Hotel Rewards Marriott Bonvoy Boundless® Credit Card
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Marriott Bonvoy Boundless® Credit Card
Editor’s Score: (3.95/5)
Learn more externa link icon At our partner’s secure site.
Good for Hotel Rewards Marriott Bonvoy Boundless® Credit Card
Editor’s Score: (3.95/5)
  • Intro offer:
    Earn 5 Free Nights (each night valued up to 50,000 points)
  • Annual fee:
    $95
  • Regular APR:
    16.74% – 23.74% Variable
  • Recommended credit score:
    670-850 (Good to Excellent)
Rewards rate:

Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card. New Benefit! Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. 2X Bonvoy points for every $1 spent on all other purchases.

NextAdvisor’s Take

Pros
  • Generous welcome bonus offer
  • Free award night on your cardmember anniversary and automatic Silver Elite status
  • No foreign transaction fees
Cons
  • $95 annual fee
  • No bonus rewards categories beyond Marriott spending
  • Annual free night award redemption value is capped at 35,000 points
The Bottom Line
The Marriott Bonvoy Boundless Credit Card offers valuable annual perks for its $95 annual fee, and can make a great addition for travelers who like Marriott properties. You’ll get a solid welcome bonus and can quickly earn points toward free award nights with Marriott, in addition to a faster path to Marriott Bonvoy elite status.

Additional Card Details

  • Automatic Silver Elite status
  • Reach Gold Status by spending $35,000 or more each account anniversary year
  • Qualify for a free night award (worth up to 35,000 points) on your cardmember anniversary
  • 15 Elite Night Credits each calendar year
  • Travel and purchase protections
  • $95 annual fee
  • 16.74% to 23.74% variable APR

Marriott Bonvoy Boundless Credit Card Full Review

Card Type

This is a travel rewards co-branded credit card, which allows Marriott loyalists to earn free nights and upgraded stays.

Annual Fee

The Marriott Bonvoy Boundless card has a $95 annual fee.

Welcome Offer

When you sign up for the Marriott Bonvoy Boundless Credit Card, earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on purchases in your first three months from account opening.

Rewards

Earn up to 17x points on eligible Marriott stays: 6x points with your credit card, 10x points for being a Marriott Bonvoy member, and another 1x points with Silver Elite status. Earn 2x points on all other purchases. 

Keep in mind, this card is issued by Chase, but earns points within the Marriott Bonvoy program, not Chase Ultimate Rewards. When you’re ready to redeem, free night awards within the Marriott Bonvoy program start at 5,000 points, and you can use your rewards to stay at more than 7,000 hotels and resorts around the world. 

Fees 

The Marriott Bonvoy Boundless Credit Card does not charge foreign transaction fees (common among the best travel credit cards), but there is a $95 annual fee. The APR for this card is 16.74% to 23.74% variable. If you pay late or your payment is returned, you may incur a fee up to $40 and penalty APR up to 29.99%.

Benefits of Marriott Bonvoy Boundless

You’ll qualify for automatic Marriott Silver Elite status with this card, which you can turn into Gold Status by spending $35,000 or more each account anniversary year. Each calendar year, you’ll receive 15 Elite Night Credits. And each account anniversary you’ll get a free night award, valid for a one night stay at a Marriott property worth up to 35,000 points per night.

The Marriott Bonvoy Boundless Credit Card also comes with perks beyond the Marriott Bonvoy program itself. You’ll get travel protections on trips you book with the card, including baggage delay insurance, lost luggage reimbursement and trip delay reimbursement, as well as purchase protections. This card’s purchase protection benefit applies against damage or theft for purchases made with your credit card for up to 120 days, with a limit of $500 per claim and $50,000 per account.

Drawbacks of Marriott Bonvoy Boundless

This card is best fit for frequent travelers who stay at Marriott properties. If you’re not loyal to Marriott Bonvoy, look at travel credit cards from other hotel brands like World of Hyatt and Hilton Honors, or consider a general travel credit card with transferable points programs like Chase Ultimate Rewards or American Express Membership Rewards before you apply.

How to Use Marriott Bonvoy Boundless

When you sign up for the Marriott Bonvoy Boundless Credit Card, earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on purchases in your first three months from account opening.

If this isn’t within your normal spending range, you may want to wait and plan your card application around your next vacation booking, especially if you plan to stay with Marriott. You can work toward the welcome bonus and earn another 17x points on your hotel booking, all of which can go toward a future trip. Just remember not to spend more than you can afford to pay off when your statement bill is due. You may save on your vacation, but those savings can quickly be wiped out by any high interest debt you accrue carrying a balance on this card. 

It can also pay to strategize when it comes to redeeming your rewards for hotel stays. The Marriott award chart has different redemption rates for off-peak stays, standard dates, and peak travel dates. To make the most of your rewards, consider redeeming your points for stays outside of peak travel times (these vary based on destination). And don’t forget about Marriott’s 5th night free perk — for every five consecutive nights you book using Bonvoy points at the same property, you’ll get one of those nights for free.

You can also redeem Bonvoy points for flights and car rentals, transfer them to frequent flyer airline programs, redeem for experiences through Marriott Bonvoy Moments, shop online, and more, but you’ll get the best redemption value by sticking to award night redemptions with Marriott.

Marriott Bonvoy Boundless Credit Card Compared to Other Cards

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Marriott Bonvoy Boundless® Credit Card

Marriott Bonvoy Boundless® Credit Card

Editor’s Score: (3.95/5)
  • Intro offer:
    Earn 5 Free Nights (each night valued up to 50,000 points)
  • Annual fee:
    $95
  • Regular APR:
    16.74% – 23.74% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon At our partner’s secure site
Learn More externa link icon
Marriott Bonvoy Brilliant™ American Express® Card

Marriott Bonvoy Brilliant™ American Express® Card

Editor’s Score: (N/A)
Learn More externa link icon
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Editor’s Score: (4.5/5)
  • Intro offer:
    60,000 points
  • Annual fee:
    $95
  • Regular APR:
    16.74% – 23.74% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Apply Now externa link icon At Chase’s secure site

Is Marriott Bonvoy Boundless Right for You?

The Marriott Bonvoy Boundless Credit Card is an excellent option for rewards enthusiasts who want to earn free stays with the Marriott brand. 

Even if you don’t travel often, this card’s annual free night award with a redemption max worth 35,000 points is more than enough to cover the $95 annual fee, as long as you stay in a Marriott property at least once per year. For example, you could use your free night award for a night at the AC Hotel Miami Wynwood in August, during peak season for a value of 30,000 points. It’s a Category 4 Marriott property, and the standard nightly rate during that time starts at $259.

This card also gives you a boost toward higher status tiers within the Marriott Bonvoy program. To start, you’ll get automatic Silver Elite status. While Silver status itself doesn’t come with many perks outside of a 10% points bonus and late checkout, securing this tier makes it easier to climb to higher levels of elite status with even more valuable perks and benefits. You also receive 15 Elite Night Credits toward elite status each calendar year; this puts you more than halfway toward reaching Gold Elite status, which requires 25 nights per year. 

And depending on how big your spending budget is, you may be able to secure higher status even more easily. The Marriott Bonvoy Boundless Credit Card offers a pathway to automatic Gold Elite status when you spend $35,000 or more on your credit card within a calendar year. 

But don’t forget to check out other co-branded Marriott Bonvoy cards with different fees and rewards that might better align with your spending, like the premium Marriott Bonvoy Brilliant™ American Express® Card or no annual fee Marriott Bonvoy Bold® Credit Card.

EDITORIAL INDEPENDENCE

As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising relationships.

Frequently Asked Questions

What credit score do you need for the Marriott Bonvoy Boundless Credit Card?

For the best chances of qualifying for this card, you’ll need good-to-excellent credit, or a score of at least 690, before you apply.

What are the benefits of the Marriott Bonvoy Boundless Credit Card?

The Marriott Bonvoy Boundless Credit Card comes with perks like automatic Silver Elite status with the Marriott Bonvoy program, 15 Elite Night Credits annually, and a free night award (worth up to 35,000 points) on your cardmember anniversary.

Does the Marriott Bonvoy Boundless Credit Card charge foreign transaction fees?

The Marriott Bonvoy Boundless Credit Card does not charge foreign transaction fees.

For rates and fees of Marriott Bonvoy Brilliant™ American Express® Card, please click here