JetBlue Plus Card Review

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JetBlue Plus Card JetBlue Plus Card
Editor’s Score: (3.775/5)
Learn more externa link icon At our partner’s secure site
JetBlue Plus Card
Editor’s Score: (3.775/5)
  • Intro bonus:
    40,000 points
  • Annual fee:
    $99
  • Regular APR:
    15.99%, 19.99% or 24.99% variable based on your creditworthiness.
  • Recommended credit score:
    740-850 (Excellent)
Rewards rate:

6X points on eligible JetBlue purchases. 2X points at restaurants and eligible grocery stores. 1X points on all other purchases.

NextAdvisor’s Take

Pros
  • Generous welcome bonus and earning rate
  • Added benefits on JetBlue flights
  • 0% APR on balance transfers for 12 billing cycles
  • Spend your way to Mosaic elite status
Cons
  • $99 annual fee
  • 0% introductory offer does not apply to purchases
  • High variable APR
The Bottom Line
In exchange for its $99 annual fee, the JetBlue Plus Card earns rewards on JetBlue purchases and everyday spending. You’ll get frequent flyer benefits like a free checked bag and in-flight savings, and you can earn elite status when you spend $50,000 on your JetBlue Plus Card within a calendar year.

Additional Card Details

  • Get 5,000 points every year on your account anniversary
  • Earn Mosaic elite status with JetBlue if you spend $50,000 or more each calendar year
  • Introductory 0% APR on balance transfers made within 45 days of account opening for 12 months (15.99%, 19.99%, or 24.99% variable APR thereafter)
  • No blackout dates when you book flights
  • No foreign transaction fees
  • Check your first bag for free and get a 50% discount on in-flight food and cocktail purchases
  • Earn a $100 statement credit each year when you purchase a JetBlue vacation package worth $100 or more

JetBlue Plus Card Full Review

Card Type

The JetBlue Plus Card is a travel rewards credit card that you can use to save money and get added benefits when you fly JetBlue. 

Annual Fee

The JetBlue Plus Card has a $99 annual fee.

Welcome Offer

You can earn 40,000 bonus points after spending $1,000 within 90 days of account opening. JetBlue’s redemption values vary, but that’s more than enough to cover two round trip flights on multiple domestic JetBlue routes.

Rewards

The JetBlue Plus Card gets you 6x points on JetBlue purchases, 2x points at restaurants and eligible grocery stores, and 1x points on other purchases. Plus, you’ll get 5,000 bonus points each account anniversary and can earn Mosaic elite status if you spend $50,000 or more each calendar year. 

Fees 

There’s a $99 annual fee for this card, but you won’t pay any foreign transaction fees for purchases outside the U.S. 

If you take advantage of the 0% APR offer on balance transfers made within 45 days of account opening for 12 months, you’ll also pay a balance transfer fee. That’s equal to 5% of the transferred balance, or $5, whichever is greater. The introductory APR is only for balance transfers, not for new purchases. 

Benefits of JetBlue Plus Card

The JetBlue Plus Card comes with some attractive benefits for JetBlue travelers. 

You and up to three companions on the same itinerary can check your first bag for free, you’ll get a 50% discount on in-flight food and cocktail purchases, and you can earn a $100 statement credit each year when you purchase a JetBlue vacation package worth $100 or more and pay with your credit card.

Other benefits include 5,000 bonus points on your cardmember anniversary, no blackout dates when you book flights, and no foreign transaction fees.

Drawbacks of JetBlue Plus Card

This card does come with an annual fee, so if you don’t fly JetBlue enough to make that $99 fee worth it then you may want to pass. If you prefer flying JetBlue but won’t get enough value from the added benefits to justify the cost, you may also consider the airline’s no annual fee option, the JetBlue Card. It earns fewer rewards and has a smaller welcome bonus, but might make more sense for infrequent flyers.

There are also other rewards cards out there that offer higher rewards rates for groceries and dining, so it might be worth pairing this card with another rewards credit card for more value. 

How to Use the JetBlue Plus Card

Once you are approved for the JetBlue Plus Card, start maximizing your rewards by spending $1,000 within 90 days of account opening to earn the 40,000-point welcome bonus.

Over time, use your card for any JetBlue purchases to earn 6x TrueBlue points per dollar. If you don’t have another card with higher rewards on dining and groceries, you can also earn 2x points in those categories without any caps or limits.

For your other everyday purchases, you may want to look into a companion rewards credit card you can use to earn rewards that are transferable to the JetBlue program. JetBlue TrueBlue is a transfer partner of the Chase Ultimate Rewards programAmerican Express Membership Rewards, the Citi ThankYou program and Capital One Travel, so there are plenty of complementary rewards card options to consider.

If you’re serious about earning Mosaic elite status with JetBlue, you can also use this card to guarantee status — for a price. Reaching this threshold requires $50,000 in spending each calendar year, or an average $4,167 per month. Mosaic status unlocks perks like free same-day flight changes, your first two checked bags free, free in-flight alcoholic beverages, early boarding, and extra points on flight purchases.

Whether you’re working toward elite status or a welcome bonus, you should only use your JetBlue Plus Card for purchases you can afford to pay off each month. If you carry a balance, the high variable APR will easily wipe out all the rewards you earn.

JetBlue Plus Card Compared to Other Cards

  • Intro bonus:
    40,000 points
  • Annual fee:
    $99
  • Regular APR:
    15.99%, 19.99% or 24.99% variable based on your creditworthiness.
  • Recommended credit:
    740-850 (Excellent)
  • Learn more externa link icon at our partner’s secure site.
  • Intro bonus:
    10,000 points
  • Annual fee:
    $0
  • Regular APR:
    15.99%, 19.99% or 24.99% variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.
  • Intro bonus:
    60,000 points
  • Annual fee:
    $95
  • Regular APR:
    15.99% – 22.99% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.

Is JetBlue Plus Card Right for You?

If you prefer flying JetBlue over other airlines, the JetBlue Plus Card is worth considering. 

Since you can reach Mosaic elite status through $50,000 in credit card spending per calendar year, this card is ideal for JetBlue frequent flyers who want to earn elite status without worrying about flying a specific number of miles or segments each year. Even if you don’t have many trips planned this year, you can still earn status now and reap the benefits in the future.

If you typically fly JetBlue only occasionally, you may still be able to recoup this card’s $99 annual fee. JetBlue’s TrueBlue points value varies based on when you book and your destination, but it’s possible to cover a one-way domestic flight (not including taxes and fees) with your 5,000 annual anniversary points. And at $35 per bag, the first free checked bag privilege alone can wipe out the annual fee cost after two round-trip flights.

But if you don’t usually fly JetBlue, or don’t want to commit to a single airline for your future travel, it may make more sense to open a general travel rewards card. These cards —  such as the Chase Sapphire Preferred Card or American Express® Gold Card — earn points you can transfer among different travel partners or redeem for travel through the issuer’s rewards program.

EDITORIAL INDEPENDENCE

As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising relationships.

Frequently Asked Questions

What do you get with the JetBlue Plus Card?

The JetBlue Plus Card comes with benefits like 5,000 points on your account anniversary, 50% in-flight savings on cocktails and food, first checked bag free for you and up to three companions, and more. You can also earn 40,000 bonus points when you spend $1,000 on your card within 90 days of account opening.

What is the difference between the JetBlue Plus Card and the JetBlue Card?

The JetBlue Card doesn’t charge an annual fee, but earns a lower rewards rate and offers fewer benefits than the $99 annual fee JetBlue Plus Card. The no-fee JetBlue Card also does not allow you to reach Mosaic status with your credit card spending, unlike the JetBlue Plus Card.

Does the JetBlue Plus Card offer elite status?

You can reach JetBlue Mosaic elite status when you spend $50,000 on your JetBlue Plus Card within a calendar year.