JetBlue Plus Card Review

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JetBlue Plus Card

JetBlue Plus Card

Learn more externa link icon at our partner’s secure site.
Rewards rate:

6X points on JetBlue purchases. 2X points at restaurants and grocery stores. 1X points on all other purchases.

  • Intro bonus: 40,000 points
  • Annual fee: $99
  • Regular APR: 15.99%, 19.99% or 24.99% based on your creditworthiness.
  • Recommended credit score: 740-850 (Excellent)

In exchange for its $99 annual fee, you can earn rewards on JetBlue purchases and everyday spending with the JetBlue Plus Card. You’ll get frequent flyer benefits like a free checked bag and in-flight savings, and you can earn elite status when you spend $50,000 on your JetBlue Plus Card within a calendar year.

At a Glance

  • Earn 40,000 bonus points after spending $1,000 within 90 days of account opening
  • 6x points on JetBlue purchases
  • 2x points at restaurants and eligible grocery stores
  • 1x points on other purchases
  • Get 5,000 points every year on your account anniversary
  • Earn Mosaic elite status with JetBlue if you spend $50,000 or more each calendar year
  • Introductory 0% APR on balance transfers made within 45 days of account opening for 12 months
  • Ongoing variable APR of 15.99%, 19.99%, or 24.99%
  • $99 annual fee

Pros

  • Generous welcome bonus and earning rate

  • Added benefits on JetBlue flights

  • 0% APR on balance transfers for 12 billing cycles

  • Spend your way to Mosaic elite status

Cons

  • $99 annual fee

  • 0% introductory offer does not apply to purchases

  • High variable APR

Additional Card Details

The JetBlue Plus Card comes with some attractive benefits for JetBlue travelers. 

You and up to three companions on the same itinerary can check your first bag for free, you’ll get a 50% discount on in-flight food and cocktail purchases, and you can earn a $100 statement credit each year when you purchase a JetBlue vacation package worth $100 or more and pay with your credit card.

Other benefits include 5,000 bonus points on your cardmember anniversary, no blackout dates when you book flights, and no foreign transaction fees. 

Should You Get this Card?

If you prefer flying JetBlue over other airlines, the JetBlue Plus Card is worth considering. 

Since you can reach Mosaic elite status through $50,000 in credit card spending per calendar year, this card is ideal for JetBlue frequent flyers who want to earn elite status without worrying about flying a specific number of miles or segments each year. Even if you don’t have many trips planned this year, you can still earn status now and reap the benefits in the future.

If you typically fly JetBlue only occasionally, you may still be able to recoup this card’s $99 annual fee. JetBlue’s TrueBlue points value varies based on when you book and your destination, but it’s possible to cover a one-way domestic flight (not including taxes and fees) with your 5,000 annual anniversary points. And at $35 per bag, the first free checked bag privilege alone can wipe out the annual fee cost after two round-trip flights.

But if you don’t usually fly JetBlue, or don’t want to commit to a single airline for your future travel, it may make more sense to open a general travel rewards card. These cards —  such as the Chase Sapphire Preferred Card or American Express® Gold Card — earn points you can transfer among different travel partners or redeem for travel through the issuer’s rewards program.

How to use the JetBlue Plus Card

Once you are approved for the JetBlue Plus Card, start maximizing your rewards by spending $1,000 within 90 days of account opening to earn the 40,000-point welcome bonus.

Over time, use your card for any JetBlue purchases to earn 6x TrueBlue points per dollar. If you don’t have another card with higher rewards on dining and groceries, you can also earn 2x points in those categories without any caps or limits.

For your other everyday purchases, you may want to look into a companion rewards credit card you can use to earn rewards that are transferable to the JetBlue program. JetBlue TrueBlue is a transfer partner of the Chase Ultimate Rewards program, American Express Membership Rewards, the Citi ThankYou program and Capital One Travel, so there are plenty of complementary rewards card options to consider.

If you’re serious about earning Mosaic elite status with JetBlue, you can also use this card to guarantee status — for a price. Reaching this threshold requires $50,000 in spending each calendar year, or an average $4,167 per month. Mosaic status unlocks perks like free same-day flight changes, your first two checked bags free, free in-flight alcoholic beverages, early boarding, and extra points on flight purchases.

Whether you’re working toward elite status or a welcome bonus, you should only use your JetBlue Plus Card for purchases you can afford to pay off each month. If you carry a balance, the high variable APR will easily wipe out all the rewards you earn.

JetBlue Plus Card Compared to Other Cards

JetBlue Plus Card

JetBlue Plus Card

  • Intro bonus:
    40,000 points
  • Annual fee:
    $99
  • Regular APR:
    15.99%, 19.99% or 24.99% based on your creditworthiness.
  • Recommended credit:
    740-850 (Excellent)
  • Learn more externa link icon at our partner’s secure site.
JetBlue Card

JetBlue Card

  • Intro bonus:
    10,000 points
  • Annual fee:
    $0
  • Regular APR:
    15.99%, 19.99% or 24.99% variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Editor’s Score: (4.5/5)
  • Intro bonus:
    100,000 points
  • Annual fee:
    $95
  • Regular APR:
    15.99% – 22.99% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site.

Bottom Line

EDITORIAL INDEPENDENCE

As with all of our credit card reviews, our analysis is not influenced by any partnerships or advertising relationships.

If you like to fly with JetBlue and can gain enough value from frequent flyer perks to offset the $99 annual fee, the JetBlue Plus Card could be a good fit for you. Free first checked bags, an annual 5,000 points bonus, and bonus rewards points on JetBlue purchases, restaurants, and groceries can all bring down the price of your future travel with the airline. 

But before you apply, compare the JetBlue Plus Card to more flexible travel credit cards as well as similar options from other airlines to find the card that best suits your spending and travel plans.

Frequently Asked Questions

What do you get with the JetBlue Plus Card?

The JetBlue Plus Card comes with benefits like 5,000 points on your account anniversary, 50% in-flight savings on cocktails and food, first checked bag free for you and up to three companions, and more. You can also earn 40,000 bonus points when you spend $1,000 on your card within 90 days of account opening.

What is the difference between the JetBlue Plus Card and the JetBlue Card?

The JetBlue Card doesn’t charge an annual fee, but earns a lower rewards rate and offers fewer benefits than the $99 annual fee JetBlue Plus Card. The no-fee JetBlue Card also does not allow you to reach Mosaic status with your credit card spending, unlike the JetBlue Plus Card.

Does the JetBlue Plus Card offer elite status?

You can reach JetBlue Mosaic elite status when you spend $50,000 on your JetBlue Plus Card within a calendar year.