Delta SkyMiles® Platinum American Express Card Review

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Good for Airline Miles Delta SkyMiles® Platinum American Express Card
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Delta SkyMiles® Platinum American Express Card
Editor’s Score: (4.15/5)
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Good for Airline Miles Delta SkyMiles® Platinum American Express Card
Editor’s Score: (4.15/5)
  • Intro offer:
    50,000 miles
  • Annual fee:
    $250
  • Regular APR:
    18.74%-27.74% Variable
  • Recommended credit score:
    670-850 (Good to Excellent)
Rewards rate:

Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

NextAdvisor’s Take

Pros
  • Valuable welcome offer
  • Bonus miles in travel and everyday spending categories
  • Earn Medallion Qualification Miles (MQMs) toward elite status through credit card spending
  • Additional airport and flight benefits for frequent Delta travelers
Cons
  • $250 annual fee
  • High variable APR for purchases and balance transfers
  • Rewards not as valuable for infrequent travelers or those who don’t usually fly Delta
The Bottom Line
The Delta SkyMiles Platinum American Express Card is worth considering for anyone who prefers to fly with Delta Air Lines. You can earn a great welcome bonus, plus bonus rewards on Delta purchases, other travel expenses, and even some everyday spending categories. Those rewards, combined with additional frequent flyer perks, can make this card well worth the $250 annual fee if you fly Delta often.

Additional Card Details

  • Annual companion certificate good for domestic main cabin round trip flight (taxes and fees still apply)
  • First checked bag free for you and up to nine companions on the same flight reservation
  • Up to $100 fee credit for Global Entry or TSA Precheck
  • Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 with your card in a calendar year (up to two times)
  • Priority boarding
  • 20% back on in-flight spending
  • Delta SkyClub lounge access for a reduced rate of $39 per visit, (See Rates & Fees)
  • No foreign transaction fees (See Rates & Fees)
  • Travel protections

Delta SkyMiles Platinum American Express Card Full Review

Card Type

This card is a co-branded travel rewards credit card. It’s issued by American Express, but earns rewards toward Delta Air Lines’ loyalty program.

Annual Fee

This card charges a $250 annual fee.

Welcome Offer

When you open a Delta SkyMiles Platinum Amex account, you can earn 50,000 bonus miles after you spend $2,000 in purchases on your card in the first three months. Offer ends.

Rewards

This card offers the most value on travel, with 3x miles on Delta purchases and purchases made directly with hotels. You’ll also get 2x miles at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets. Everything else earns 1x miles.

Fees 

In addition to its annual fee, this card has a 17.99%-26.99% variable APR. If you pay your bill late, you may incur a late payment or returned payment fee of up to $40 and could take on a penalty APR of 29.99%. There are no foreign transaction fees for purchases you make abroad.

Benefits of Delta SkyMiles Platinum American Express

Beyond the miles you’ll earn on eligible purchases, this card has plenty of added benefits to offset the annual fee — at least if you fly with Delta often. You’ll get an annual companion pass to put toward a domestic main cabin round trip flight (not including taxes and fees), your first checked bag free, a fee credit toward TSA PreCheck or Global Entry, reduced rate access to Delta Sky Club lounges, 20% back on in-flight spending, and 10,000 MQMs toward status with Delta when you spend at least $25,000 in a calendar year (up to two times).

Drawbacks of Delta SkyMiles Platinum American Express

The biggest drawbacks of this card are its annual fee and — like any co-branded card — the limitations of earning Delta SkyMiles rather than a more flexible rewards currency. If you travel with Delta enough that your rewards and benefits can offset the $250 annual fee, that likely won’t be an issue for you. But you should also consider whether you’ll get more value from the miles earned and benefits you get with this card than a card under a more flexible program, like American Express Membership Rewards or Chase Ultimate Rewards.

Pro Tip

This card can help you save on Delta travel and make it easier to reach Medallion status, but remember to use your card responsibly. Avoid spending more than you can afford to pay off each month in full and on time to reap the benefits without taking on high-interest debt.

How to Use the Delta SkyMiles Platinum American Express Card

Maximize the Delta Platinum card’s rewards by racking up miles now toward your future travel plans.

Start by spending at least $2,000 on your card within three months of account opening so you can earn 50,000 bonus miles. When you’re ready to book future travel, take advantage of the 3x miles rewards on Delta purchases and purchases made directly with hotels. But in the meantime, you can also start building your Delta SkyMiles balance with 2x rewards at restaurants and U.S. supermarkets.

Once your travel plans pick up again, enjoy all the cardholder perks you’re eligible for, from priority boarding and lounge access to free first checked bags (for you and others on your itinerary) and the annual companion pass.

Using Delta SkyMiles Platinum to Maximize the Medallion Program

You can begin working toward Delta elite status even if your current travel plans are limited. At least through 2021, you may be able to reach Silver Medallion status through credit card spending alone. 

If you spend at least $25,000 in a calendar year using your card, you’ll qualify for a waiver toward the Medallion Qualifying Dollars (MQD) spending requirement. But after spending $50,000 on your card by the end of 2021, you can also get 25,000 Medallion Qualification Miles (MQMs) this year, which would get you to Silver status without flying a mile. That’s because you can earn 10,000 MQMs — plus, through 2021, an additional 2,500 MQMs — after spending $25,000 in a calendar year, up to two times, for a total 25,000 MQMs. 

As with any rewards credit card, just remember to only charge what you can afford to repay, and make sure you pay your bill in full each month. If you don’t, accruing interest on a revolving balance with this card’s high variable APR will make pursuing elite status a poor value in a hurry.

Delta SkyMiles Platinum American Express Card Compared to Other Cards

Our Choice
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Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Editor’s Score: (4.15/5)
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Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

Editor’s Score: (3.275/5)
  • Intro offer:
    50,000 miles
  • Annual fee:
    $450
  • Regular APR:
    18.24% – 27.24% (Variable)
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon At our partner’s secure site
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Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Editor’s Score: (4.3/5)
  • Intro offer:
    75,000 miles
  • Annual fee:
    $95
  • Regular APR:
    17.49% – 25.49% (Variable)
  • Recommended credit:
    670-850 (Good to Excellent)
  • Apply Now externa link icon At Capital One’s secure site

Is Delta SkyMiles Platinum American Express Right for You?

This card is best for Delta enthusiasts looking to speed up elite status qualification and boost their miles balance. 

There are plenty of airline credit cards that let you earn miles in the Delta SkyMiles program, but this is one of the most lucrative, especially for Delta loyalists. If you fly on Delta Airlines or its partners at least a few times each year, added benefits like free first checked bags and the annual companion certificate can easily offset the $250 annual fee cost. 

Just make sure you’ll actually use all the benefits this card offers before applying. If you don’t fly often, or Delta isn’t your first choice for air travel, you may not get enough value from this card to outweigh the annual fee. A more general travel card such as the Capital One Venture Rewards Credit Card or a no annual fee travel option like the Wells Fargo Propel American Express® card* may better suit your needs.

But if you’re looking to score elite status with Delta, this card’s status boost can help you get there more quickly with the MQD waiver and MQM status boosts. 

Still, these boosts require at least $25,000 in purchases annually — and you’ll still need to spend significant time in the air before you’ll reach elite status. If your schedule already requires frequent travel, this card can be a useful tool in reaching status, but the benefits aren’t worth overspending or taking on high-interest debt balances just to earn qualifying miles.

Frequently Asked Questions

Does the Delta Amex Platinum get you into Sky Club?

The Delta SkyMiles Platinum American Express Card offers entry to Delta Sky Clubs for $39 per person per visit for you and up to two guests.

Is the Delta SkyMiles Platinum American Express Card metal?

Yes, the Delta SkyMiles Platinum American Express Card is a metal credit card.

What is the annual fee for the Delta SkyMiles Platinum American Express Card?

The annual fee for the Delta SkyMiles Platinum American Express Card is $250.

*All information about the AAdvantage® Executive World Elite Mastercard®, and Wells Fargo Propel American Express card has been collected independently by NextAdvisor and has not been reviewed by the issuer. The Wells Fargo Propel American Express card is no longer available.

For rates and fees of Delta SkyMiles® Platinum American Express Card , please click here