Delta SkyMiles Platinum American Express Card Review

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Delta SkyMiles® Platinum American Express Card
Good for Airline Miles

Delta SkyMiles® Platinum American Express Card

Learn more externa link icon at our partner’s secure site
Rewards rate:

Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.

  • Intro bonus: 90,000 miles
  • Annual fee: $250
  • Regular APR: 15.74%-24.74% Variable
  • Recommended credit score: 670-850 (Good to Excellent)

The Delta SkyMiles Platinum American Express Card is worth considering for anyone who prefers to fly with Delta Air Lines. It’s even among our favorite travel credit cards for 2021

You can also earn one of the biggest welcome bonuses we’ve seen on this card — through April 28, 2021, anyway. You’ll earn bonus rewards on Delta purchases, other travel expenses, and even some everyday spending categories. Those rewards, combined with additional frequent flyer perks, can make this card well worth the $250 annual fee if you fly Delta often.

Pro Tip

This card can help you save on Delta travel and make it easier to reach Medallion status, but remember to use your card responsibly. Avoid spending more than you can afford to pay off each month in full and on time to reap the benefits without taking on high-interest debt.

At a Glance

  • 3x miles on Delta purchases and hotels 
  • 2x miles at restaurants and U.S. supermarkets
  • 1x miles on other purchases
  • Earn 90,000 bonus miles when you spend $3,000 within three months of account opening (offer lasts until April 28, 2021)
  • Annual companion certificate
  • First checked bag free for you and up to nine companions on the same flight reservation
  • Up to $100 fee credit for Global Entry or TSA Precheck
  • Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 with your card in a calendar year (up to two times)
  • No foreign transaction fees
  • 15.74% -24.74% variable APR
  • $250 annual fee 

Pros

  • Exceptional welcome offer

  • Bonus miles in travel and everyday spending categories

  • Earn Medallion Qualification Miles (MQMs) toward elite status through credit card spending

  • Additional airport and flight benefits for frequent Delta travelers

Cons

  • $250 annual fee

  • High variable APR for purchases and balance transfers

  • Rewards not as valuable for infrequent travelers or those who don’t usually fly Delta

Additional Card Details

The Delta SkyMiles Platinum Amex helps you qualify for an array of perks you could normally only get with elite status. 

Cardholders receive priority boarding, free first checked bag, 20% back on in-flight spending, Delta SkyClub lounge access for a reduced rate of $39 per visit, and a fee credit for Global Entry or TSA PreCheck. Plus, Delta Platinum offers a companion certificate each year upon renewal, eligible for a domestic main cabin round trip flight (taxes and fees still apply).

And if you are working toward elite status within the Delta Medallion program, you can get there more easily by using this card. You’ll earn a Medallion Qualifying Dollars (MQD) waiver after spending $25,000 on your card in a calendar year, and earn 10,000 Medallion Qualification Miles (MQMs) after you spend the same amount (up to two times). Throughout 2021, you can earn an additional 2,500 MQMs each time you spend $25,000 on your card, up to two times.

In addition to Delta-specific travel benefits, this card also comes with standard travel protections like trip delay insurance, secondary auto rental coverage, a baggage insurance plan, and a global assistance hotline.

Should You Get this Card?

This card is best for Delta enthusiasts looking to speed up elite status qualification and boost their miles balance. 

There are plenty of airline credit cards that let you earn miles in the Delta SkyMiles program, but this is one of the most lucrative, especially for Delta loyalists. If you fly on Delta Airlines or its partners at least a few times each year, added benefits like free first checked bags and the annual companion certificate can easily offset the $250 annual fee cost. 

Just make sure you’ll actually use all the benefits this card offers before applying. If you don’t fly often, or Delta isn’t your first choice for air travel, you may not get enough value from this card to outweigh the annual fee. A more general travel card such as the Capital One Venture Rewards Credit Card*

or a no annual fee travel option like the Wells Fargo Propel American Express® Card may better suit your needs.

But if you’re looking to score elite status with Delta, this card’s status boost can help you get there more quickly with the MQD waiver and MQM status boosts. 

Still, these boosts require at least $25,000 in purchases annually — and you’ll still need to spend significant time in the air before you’ll reach elite status. If your schedule already requires frequent travel, this card can be a useful tool in reaching status, but the benefits aren’t worth overspending or taking on high-interest debt balances just to earn qualifying miles. 

How to Use the Delta SkyMiles Platinum American Express Card

Maximize the Delta Platinum card’s rewards by racking up miles now toward your future travel plans.

Start by spending at least $3,000 on your card within three months of account opening so you can earn 90,000 bonus miles. When you’re ready to book future travel, take advantage of the 3x miles rewards on Delta purchases and hotels. But in the meantime, you can also start building your Delta SkyMiles balance with 2x rewards at restaurants and U.S. supermarkets.

Once your travel plans pick up again, enjoy all the cardholder perks you’re eligible for, from priority boarding and lounge access to free first checked bags (for you and others on your itinerary) and the annual companion pass.

Using Delta SkyMiles Platinum to Maximize the Medallion Program

You can begin working toward Delta elite status even if your current travel plans are limited. At least through 2021, you may be able to reach Silver Medallion status through credit card spending alone. 

If you spend at least $25,000 in a calendar year using your card, you’ll qualify for a waiver toward the Medallion Qualifying Dollars (MQD) spending requirement. But after spending $50,000 on your card by the end of 2021, you can also get 25,000 Medallion Qualification Miles (MQMs) this year, which would get you to Silver status without flying a mile. That’s because you can earn 10,000 MQMs — plus, through 2021, an additional 2,500 MQMs — after spending $25,000 in a calendar year, up to two times, for a total 25,000 MQMs. 

As with any rewards credit card, just remember to only charge what you can afford to repay, and make sure you pay your bill in full each month. If you don’t, accruing interest on a revolving balance with this card’s high variable APR will make pursuing elite status a poor value in a hurry.

Delta SkyMiles Platinum American Express Card Compared to Other Cards

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

  • Intro bonus:
    90,000 miles
  • Annual fee:
    $250
  • Regular APR:
    15.74%-24.74% Variable
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site
Citi® / AAdvantage® Executive World Elite Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

  • Intro bonus:
    50,000 miles
  • Annual fee:
    $450
  • Regular APR:
    15.99% – 24.99% (Variable)
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

  • Intro bonus:
    100,000 miles
  • Annual fee:
    $95
  • Regular APR:
    17.24% – 24.49% (Variable)
  • Recommended credit:
    670-850 (Good to Excellent)
  • Learn more externa link icon at our partner’s secure site

Bottom Line

If you fly with Delta Air Lines often, the Delta SkyMiles Platinum American Express Card could become an enormous asset for planning future travel — especially if you’re seeking Delta Medallion status. 

You’ll get frequent flyer benefits that can make your time at the airport more comfortable, plus solid rewards on travel and everyday spending. But if you don’t fly Delta often, or don’t expect to fly enough in the future to justify this card’s $250 annual fee, consider lower-cost or non-co-branded travel card options before applying.

Frequently Asked Questions

Does the Delta Amex Platinum get you into Sky Club?

The Delta SkyMiles Platinum American Express Card offers entry to Delta Sky Clubs for $39 per person per visit for you and up to two guests.

Is the Delta SkyMiles Platinum American Express Card metal?

Yes, the Delta SkyMiles Platinum American Express Card is a metal credit card.

What is the annual fee for the Delta SkyMiles Platinum American Express Card?

The annual fee for the Delta SkyMiles Platinum American Express Card is $250.

*All information about the Capital One Venture Rewards Credit Card and Citi® / AAdvantage® Executive World Elite Mastercard® has been collected independently by NextAdvisor and has not been reviewed by the issuer.