Mike De Socio

Contributing Writer

Mike De Socio is a freelance journalist, writer and photographer based in upstate New York, covering cities, climate change and the LGBTQ+ community. His work has been published in Slate, Bloomberg, DigBoston, USA Today, HuffPost, Bicycling Magazine and beyond.

A photo to accompany a story about recessions

‘Recession’ Sounds Scary. What You Actually Need to Worry About and How to Prepare

7 min read

A photo to accompany a story about home equity lenders

Home Equity Lending Is Going Digital. How to Find a Lender You Can Trust

6 min read

A photo to accompany a story about the average down payment on a house

How Much People Pay for Down Payments in Every State. What 3%, 5%, 10%, and 20% Down Looks Like In Real Dollars

10 min read

A photo to accompany a story about the pros and cons of home equity loans

The Pros and Cons of a Home Equity Loan

7 min read

A photo to accompany a story about how mortgage rates are determined

The Fed Keeps Raising Rates. But That’s Only One of Many Factors Driving Rising Mortgage Rates

8 min read

A photo to accompany a story about how to apply for a HELOC

A HELOC Can Turn Your Home Equity Into Cash. Here’s How to Apply In 4 Steps

12 min read

A photo to accompany a story about mortgage prepayment penalties

Why Mortgage Borrowers Will Want to Avoid the Prepayment Penalty If You Plan to Move or Refinance

5 min read

A photo to accompany a story about whether closing costs are tax-deductible

Buying a House In 2022? You Can Deduct Some Closing Costs From Your Taxes. Here’s How to Plan

4 min read

A photo to accompany a story about HELOCs

Move Over, Cash-Out Refinancing. With Rising Rates, HELOCs May Be a Better Way to Tap Into Home Equity. Here’s How Long It’ll Take to Get One

9 min read

A photo to accompany a story about loan-to-value ratio

Loan-to-Value Ratio: This Important Figure Can Affect the Cost of Your Mortgage

5 min read