NextAdvisor with TIME | Smart Money Moves

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Extended Unemployment Benefits Expired Friday. Here’s How to Prepare for the Income Loss.

It’s uncertain whether there will be a second round of federal unemployment assistance.

6 min read

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The Pandemic Has Resulted in Record Savings, but Only for Some

9 min read

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July is a 3-Paycheck Month for Many. Do You Know What to Do With the Extra Cash?

4 min read

A picture of Bernadette Joy, who paid off $300,000 of debt in 3 years

How to Get Out of Debt, According to a Woman Who Paid Off $300,000 in 3 Years

7 min read

By the Numbers

Employment Woes

Unemployed Americans say extra benefits have been vital. “I wouldn’t have survived the last three months without the money,” says a Colorado woman whose business collapsed.

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68%

of people receiving extra benefits are using them to pay for basic necessities

54%

of households receiving the additional $600/week have no plan if the benefit ends

Saving Money

An image of Laura Santos, an administrative assistant at the University of California San Diego

Millennials Are Sabotaging Their Retirement Savings to Cope With the Pandemic

8 min read

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Banking Basics: Why You Need Both a Checking and Savings Account

4 min read

Photo illustration to accompany article on how to set up an emergency fund

The Big Question Every Good Emergency Fund Starts With

7 min read

Pro Tip

See how you could make your money grow (with almost no effort) in a high-yield savings account.

Calculate savings

Managing Debt

Photo illustration to accompany an article on credit counseling and whether it can help you get out of debt

Could a Credit Counselor Help You Get Out of Debt?

6 min read

Photo showing Queen Latifah and NextAdvisor editor-at-large Farnoosh Torabi

7 Things About Race and Money I Learned From Interviewing Black Entrepreneurs

8 min read

Photo illustration to accompany article on whether you should get a personal loan

3 Times a Personal Loan Might Make Sense, and 3 Times It Definitely Doesn’t

6 min read

Pro Tip

Looking for a personal loan to help you get back on your feet? Compare rates from multiple lenders before you commit.

Building Credit

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What a ‘Good’ Credit Score Really Means, and How You Can Get One

7 min read

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Why the Difference Between Your Credit Report and Your Credit Score Matters

6 min read

Photo illustration to accompany article on the contents of your credit report

Your Credit Report Shouldn’t Be a Mystery. Here’s What Goes Into It.

4 min read

Pro Tip

A credit repair company may seem like an easy fix, but it’s often not worth the cost.

The Cost of Home

Photo illustration to accompany article on getting a mortgage with bad credit

Can You Get a Mortgage With Bad Credit? Yes, But It’ll Cost You

7 min read

Photo illustration to accompany article on how to get a mortgage

Getting a Mortgage Is Harder in 2020. Here’s How to Get Prepared

8 min read

Photo illustration to accompany article on refinancing with bad credit

Here’s the Catch Behind Those Record Low Mortgage Refinance Rates

12 min read

Pro Tip

Buying your first home is tough—especially during a pandemic—but we’ve got some tips to make it easier.