const FP = {“featured_posts_nonce”:”0787318153″,”featured_posts”:[{“description”:”Your Visa card just got more valuable. Here are all the newly-added perks, and which cards will benefit.”,”hub”:{“hub_title”:”Credit Cards”,”hub_link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/”},”ID”:28421,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/09\/NA_VisaRewards.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/new-visa-benefit-free-personal-finance-advice\/”,”post_title”:”Visa Just Announced New Cardholder Perks, Including Free Access to Online Personal Finance Courses. Here’s How to Tell If Your Card Got Upgraded”,”reading_time”:8},{“description”:”Even with rates near all-time lows, it might be smart to pay discount points for an even lower rate.”,”hub”:{“hub_title”:”Mortgage News”,”hub_link”:”https:\/\/time.com\/nextadvisor\/mortgages\/mortgage-news\/”},”ID”:28475,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/09\/NA_rates-drop-last-week-lower-than-previous-year-sept-20.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/mortgages\/mortgage-news\/rates-drop-last-week-lower-than-previous-year-sept-20\/”,”post_title”:”Mortgages Rates Are 1% Lower Than Pre-Pandemic Levels. You Can Lower Them Further With Discount Points”,”reading_time”:4},{“description”:”If you\u2019re not getting the value you\u2019d like, now is a good time to reevaluate the cards in your wallet.”,”hub”:{“hub_title”:”Credit Cards”,”hub_link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/”},”ID”:28072,”image”:”https:\/\/time.com\/nextadvisor\/wp-content\/uploads\/2021\/09\/na-Many-Americans-Have-the-Wrong-Credit.jpg”,”link”:”https:\/\/time.com\/nextadvisor\/credit-cards\/how-to-match-your-credit-card-rewards-to-your-spending\/”,”post_title”:”Nearly 20% of Credit Card Users Have the Wrong Card. Here’s How to Make Sure Yours Matches Your Spending”,”reading_time”:9}]};