Grab is much more than Southeast Asia’s version of Uber. The $12 billion firm retains a core business in ride-hailing and food delivery, but is fast becoming a fully fledged superapp, now offering its 32 million monthly users travel bookings, health care, insurance, and most notably financial services, since launching Singapore’s first digital bank in August. Some 70% of the region’s population is underbanked, and Grab—which operates in over 500 cities across eight nations—aims to boost financial inclusion and bring more small businesses into the digital economy. “We don’t chase money, but chase a mission,” Grab CEO Anthony Tan says.
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