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SPECIAL MENTION: With DailyPay and its new Pay Balance feature, workers don’t need to wait until their employer’s payday to access money they’re making. The app shows workers how much they earn every day, and DailyPay will front them any amount of that balance for an ATM-like fee ($2.99 for immediate transfers, $1.99 next day). Employers provide employee pay data to DailyPay and deduct withdrawn funds from regular paychecks. —Don Steinberg

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