--- title: Capitalize Online 401(k) Rollover Platform: The 100 Best Inventions of 2021 description: Find out why Capitalize Online 401(k) Rollover Platform is one of the best inventions of 2021 canonical: https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/ article:content_tier: free article:published_time: 2021-11-10T11:07:59.000Z article:modified_time: 2026-03-02T23:55:05.947Z og:title: Capitalize Online 401(k) Rollover Platform: The 100 Best Inventions of 2021 og:description: Find out why Capitalize Online 401(k) Rollover Platform made this year's list og:url: https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt34429f773a100fa5/698a1eb7e76ad208e0639677/best-inventions-2021-Capitalize-Online-401k-1.jpg?branch=production&width=3840&quality=75&auto=webp&crop=16:9 og:image:width: 1200 og:image:height: 675 og:image:alt: Capitalize Online 401(k) Rollover Platform: The 100 Best Inventions of 2021 og:type: article twitter:card: summary_large_image twitter:title: Capitalize Online 401(k) Rollover Platform: The 100 Best Inventions of 2021 twitter:description: Find out why Capitalize Online 401(k) Rollover Platform made this year's list twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt34429f773a100fa5/698a1eb7e76ad208e0639677/best-inventions-2021-Capitalize-Online-401k-1.jpg?branch=production&width=3840&quality=75&auto=webp&crop=16:9 --- Nov 10, 2021 # Recovering Savings Capitalize Online 401(k) Rollover Platform by [TIME Staff](/author/time-staff/) ## TIME Staff  Millennials change jobs often, and when they do, many neglect to bring along their 401(k)s, put off by the hassle of long phone queues and locating obscure documents. Gaurav Sharma co-founded [Capitalize](http://www.hicapitalize.com "undefined") to make the process less arduous. Simply enter the names of former employers or retirement-account providers, and Capitalize does the rest—unearthing accounts, handling paperwork and suggesting IRAs where old money can make new gains. Since launching in 2020, the free service—it makes money through referral bonuses when customers set up IRAs—has helped tens of thousands of users roll over millions of dollars. _—Abby Vesoulis_ ```json [{"@context":"https://schema.org","@type":"Article","@id":"https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/"},"headline":"Recovering Savings","datePublished":"2021-11-10T11:07:59.000Z","dateModified":"2026-03-02T23:55:05.947Z","description":"","url":"https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/","keywords":["list","franchise","best inventions","Best Inventions 2021"],"thumbnailUrl":"https://static.time.com/v3/assets/bltea6093859af6183b/blt34429f773a100fa5/698a1eb7e76ad208e0639677/best-inventions-2021-Capitalize-Online-401k-1.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","author":[{"@type":"Person","name":"TIME Staff","jobTitle":null,"url":"https://time.com/author/time-staff/"}],"creator":"TIME Staff","articleSection":"","image":[{"@type":"ImageObject","url":"https://static.time.com/v3/assets/bltea6093859af6183b/blt34429f773a100fa5/698a1eb7e76ad208e0639677/best-inventions-2021-Capitalize-Online-401k-1.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","width":1200,"height":675}],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https://time.com/collections/best-inventions-2021/6112697/capitalize-online-401k-rollover-platform/","name":"Recovering Savings"}}]}] ```