Filing for personal bankruptcy can help people get back on their financial feet—although the process can be pricey. “The cruel irony in America is that it can cost $1,500 in court filing and attorney fees to tell the court you have no money,” says Rohan Pavuluri, the founder of tech nonprofit Upsolve. Upsolve’s software fixes that, helping users complete the complex legal paperwork so that they can file for bankruptcy without hiring a lawyer. Since launching in 2018, the free service has helped relieve more than $250 million in total debt nationwide. —Mariah Espada
More Must-Read Stories From TIME
- TIME's 100 Most Influential People of 2022
- Employers Take Note: Young Workers Are Seeking Jobs with a Higher Purpose
- Signs Are Pointing to a Slowdown in the Housing Market—At Last
- Welcome to the Era of Unapologetic Bad Taste
- As the Virus Evolves, COVID-19 Reinfections Are Going to Keep Happening
- A New York Mosque Becomes a Refuge for Afghan Teens Who Fled Without Their Families
- High Gas Prices are Oil Companies' Fault says Ro Khanna, and Democrats Should Go After Them
- Two Million Cases: COVID-19 May Finally Force North Korea to Open Up
