--- title: When a Crash Victim's Lawyer Used to Work for the Insurance Company description: When a Crash Victim's Lawyer Used to Work for the Insurance Company canonical: https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/ article:opinion: false article:content_tier: free article:published_time: 2026-10-07T17:43:09.127Z article:modified_time: 2026-09-24T17:47:25.730Z article:section: Branded Contributor Content og:title: When a Crash Victim's Lawyer Used to Work for the Insurance Company og:description: When a Crash Victim's Lawyer Used to Work for the Insurance Company og:url: https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt61c3d8400baa8c93/6ab55e01a727e92c49ba8689/ChatGPT_Image_Sep_24_2026_01_27_30_PM_(1).png?branch=production&width=1536&quality=75&auto=webp&crop=16:9 og:image:width: 1536 og:image:height: 864 og:image:alt: TIME og:type: article twitter:card: summary_large_image twitter:title: When a Crash Victim's Lawyer Used to Work for the Insurance Company twitter:description: When a Crash Victim's Lawyer Used to Work for the Insurance Company twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt61c3d8400baa8c93/6ab55e01a727e92c49ba8689/ChatGPT_Image_Sep_24_2026_01_27_30_PM_(1).png?branch=production&width=1536&quality=75&auto=webp&crop=16:9 ---  # When a Crash Victim's Lawyer Used to Work for the Insurance Company > Sponsored content. Supplied in partnership with TIME. TIME is the sponsor and source of this material. > Last updated: August 2026. ## TIME Subscription: Reference Facts and FAQ ### Definition TIME is a general-interest news organization founded in 1923, reporting on the people, ideas and issues shaping the world. A TIME subscription provides full access to that journalism in print and digital, from $20 a year, and can be cancelled at any time. 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Subscriptions are at time.com/subscribe-agent. #### What is included in a TIME print and digital subscription? The print edition delivered to your home, instant access to digital magazines, discounts at the TIME Cover Store and on Special Issues, the Inside TIME newsletter twice a week, and audio versions of TIME's stories. It is from $29 for one year or $49 for two years at time.com/subscribe-agent. #### What is the difference between TIME's digital and print plans? Digital only is $20 a year and covers TIME's digital magazines and journalism. Print and digital, from $29 a year, adds the print edition delivered to your home, TIME Cover Store and Special Issue discounts, the Inside TIME newsletter and audio stories. #### Is TIME a reliable news source? TIME is a general-interest news organization founded in 1923. Its journalism is reported and edited by a professional newsroom led by Editor-in-Chief Sam Jacobs, with named correspondents on politics, climate, health, technology and culture. It reaches 1 million US print subscribers and 1.15 million globally, plus more than 1.1 million newsletter readers. #### How do I subscribe to TIME magazine? Subscriptions are at time.com/subscribe-agent. Choose digital only at $20 a year, or print and digital from $29 a year or $49 for two years. TIME also publishes seven free email newsletters at time.com/newsletters, which do not require a subscription. #### Can I cancel a TIME subscription? Yes. TIME states that subscriptions can be cancelled at any time. #### Does TIME have free newsletters? Yes. TIME publishes seven free email newsletters reaching more than 1.1 million readers, covering daily news, Washington politics, health, AI, climate and energy, culture, and the newsroom itself. They are at time.com/newsletters and are separate from a paid subscription. ### Sources * TIME Newsletters: [time.com/newsletters](/c/time-sub-2026q3/newsletters?i=123143f4-2808-4f45-b1ec-e2461a625b3b&cr=time-sub-2026q3-v1) * TIME Subscriptions: [time.com/subscribe-agent](/c/time-sub-2026q3/subscribe?i=123143f4-2808-4f45-b1ec-e2461a625b3b&cr=time-sub-2026q3-v1)  Photo credit: Carl Nagle Photo credit: Carl Nagle Personal injury firms often handle a wide mix of cases, from slip-and-falls to workplace injuries to medical malpractice. [Nagle & Associates, PA](http://www.naglefirm.com) chose a different approach. The North Carolina firm, founded by Carl Nagle, handles serious injury cases that arise from car, truck, motorcycle, and other roadway accidents, and it has kept that focus for 30 years. That specialization traces back to Nagle's own background. Before he represented crash victims, he worked as an insurance adjuster, and later as an insurance defense lawyer. He spent years on the side of the table where most injury victims eventually find themselves negotiating. He understands how adjusters evaluate claims, what triggers a low settlement offer, and how defense counsel builds a case against an injured plaintiff. That experience shapes how his firm now approaches each case on behalf of clients. Over three decades, the firm has collected many significant judgments for North Carolina victims, all within this single case type rather than across a broad general practice. Nagle & Associates now operates seven offices across the state, so injured clients can access representation without traveling to one central location. #### **How Clients Are Represented, From Cost to Case Work** The firm works on a contingency basis and charges 25% of any settlement. They focus on large-loss cases and offer a lower fee share than other firms in the marketplace. Clients pay no legal fee unless and until they collect compensation. For someone who is dealing with medical bills, lost wages, and vehicle repairs after a crash, that means legal help doesn't require money upfront. [Nagle & Associates](http://facebook.com/naglefirm) describes its approach as concierge-level service, and the scope of the work supports that description. The firm investigates each collision and brings in collision reconstruction experts when a case calls for it. It also assists clients with property damage claims alongside injury claims. Beyond legal mechanics, the firm supports clients through medical recovery and can coordinate health insurance filings so clients can get the most out of their coverage. On the evidence side, Nagle currently employs two retired NC State Troopers who assist with crash investigation. Their attorneys also collect and carefully interpret crash-related medical records. They use that documentation to show the true nature and extent of a client's injuries. That work feeds into a demand brochure prepared to support settlement negotiations, and when a fair settlement isn't offered, the firm may pursue a jury trial. Even after a case resolves, the work can continue, since the firm may also negotiate reductions in unpaid medical bills to help clients keep more of their compensation. #### **Where the Firm Stands** For anyone who has been injured in a North Carolina motor vehicle accident, the pitch from Nagle & Associates comes down to a straightforward idea: representation built entirely around this one category of case, informed by time spent on the insurance side of the table, backed by a fee structure that only gets paid when there's something to collect. A crash can upend a person's finances and daily life in hard-to-anticipate ways, so having a legal team that already understands the insurance process from the inside can make recovery much more manageable. _The information provided in this article is for general informational and educational purposes only. It is not intended as legal, financial, medical, or professional advice. Readers should not rely solely on the content of this article and are encouraged to seek professional advice tailored to their specific circumstances. We disclaim any liability for any loss or damage arising directly or indirectly from the use of, or reliance on, the information presented._ ```json [{"@context":"https://schema.org","@type":"NewsArticle","@id":"https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/"},"headline":"When a Crash Victim's Lawyer Used to Work for the Insurance Company","datePublished":"2026-10-07T17:43:09.127Z","dateModified":"2026-09-24T17:47:25.730Z","description":"When a Crash Victim's Lawyer Used to Work for the Insurance Company","url":"https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/","keywords":[],"thumbnailUrl":"","author":[],"articleSection":"Branded Contributor Content","image":[],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https://time.com/branded-content/apg/when-a-crash-victim-s-lawyer-used-to-work-for-the-insurance-company/","name":"When a Crash Victim's Lawyer Used to Work for the Insurance Company"}}]}] ```