--- description: Race-based federal lending rules from New Deal programs in the 1930s kept Black families locked out of suburban neighborhoods. title: How the U.S. Government Created White-Only Suburbs image: https://static.time.com/v3/assets/bltea6093859af6183b/blt8a96a6173980ae1f/698a370d011682836e9826c3/RR411_P0049_1965_Getty_Familyholdinghandsinfrontofhouse_3205122_HiRes_Cropped.jpg?branch=production&width=3840&quality=75&auto=webp&crop=16:9 ---  * [History](/section/history/) ## History Update your preferences in [Account Settings](/account/preferences/) Close # The History You Didn't Learn: How the U.S. Government Created White-Only Suburbs by [TIME Video](/author/time-video/) and [Retro Report](/author/retro-report/) Nov 3, 2022 6:26 PM CUT  CIRCA 1965: Full-length image of a family of four holding hands while standing in a line with their backs to the camera, facing a ranch-style house in a suburban development. A sale sign is posted in the front yard of the house. (Photo by Camerique Archive/Getty Images) CIRCA 1965: Full-length image of a family of four holding hands while standing in a line with their backs to the camera, facing a ranch-style house in a suburban development. A sale sign is posted in the front yard of the house. (Photo by Camerique Archive/Getty Images)Camerique Archive / Contributor - Getty Images by [TIME Video](/author/time-video/) and [Retro Report](/author/retro-report/) Nov 3, 2022 6:26 PM CUT ```json [{"@context":"https://schema.org","@type":"NewsArticle","@id":"https://time.com/6228133/the-history-you-didnt-learn-how-the-u-s-government-created-white-only-suburbs/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/6228133/the-history-you-didnt-learn-how-the-u-s-government-created-white-only-suburbs/"},"headline":"The History You Didn't Learn: How the U.S. Government Created White-Only Suburbs","datePublished":"2022-11-03T18:26:58.000Z","dateModified":"2026-03-30T13:11:48.297Z","description":"Race-based federal lending rules from New Deal programs in the 1930s kept Black families locked out of suburban neighborhoods.","url":"https://time.com/6228133/the-history-you-didnt-learn-how-the-u-s-government-created-white-only-suburbs/","keywords":["video"],"thumbnailUrl":"https://static.time.com/v3/assets/bltea6093859af6183b/blt8a96a6173980ae1f/698a370d011682836e9826c3/RR411_P0049_1965_Getty_Familyholdinghandsinfrontofhouse_3205122_HiRes_Cropped.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","author":[{"@type":"Person","name":"TIME Video","jobTitle":null,"url":"https://time.com/author/time-video/"},{"@type":"Person","name":"Retro Report","jobTitle":null,"url":"https://time.com/author/retro-report/"}],"articleSection":"History","image":[{"@type":"ImageObject","url":"https://static.time.com/v3/assets/bltea6093859af6183b/blt8a96a6173980ae1f/698a370d011682836e9826c3/RR411_P0049_1965_Getty_Familyholdinghandsinfrontofhouse_3205122_HiRes_Cropped.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","width":1200,"height":675,"headline":"House Hunters","caption":"CIRCA 1965: Full-length image of a family of four holding hands while standing in a line with their backs to the camera, facing a ranch-style house in a suburban development. A sale sign is posted in the front yard of the house. (Photo by Camerique Archive/Getty Images)","creditText":"Camerique Archive / Contributor - Getty Images","representativeOfPage":true}],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/section/history/","name":"History"}},{"@type":"ListItem","position":2,"item":{"@id":"https://time.com/6228133/the-history-you-didnt-learn-how-the-u-s-government-created-white-only-suburbs/","name":"The History You Didn't Learn: How the U.S. Government Created White-Only Suburbs"}}]}] ```