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author: Abby Vesoulis
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article:modified_time: 2026-08-04T07:42:30.571Z
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og:title: The Problem With Housing Choice Vouchers
og:description: There aren&#x27;t enough vouchers to go around. There also aren&#x27;t enough landlords who will accept them.
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og:image:alt: Housing vouchers can be difficult to use, leaving some recipients of them at risk of homelessness
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twitter:title: The Problem With Housing Choice Vouchers
twitter:description: There aren&#x27;t enough vouchers to go around. There also aren&#x27;t enough landlords who will accept them.
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![](https://static.time.com/v3/assets/bltea6093859af6183b/blt30cf26720046b652/698a1d7686f68eafbe6f05db/GettyImages-180216257.jpg?branch=production&width=1024&quality=75&auto=webp&crop=16:9)


# Including Housing Voucher Funds in Democrats' Reconciliation Bill is the First Challenge. Getting Landlords to Accept Them is Another

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<!-- video src="https://cdn.jwplayer.com/manifests/hKatJ7qN.m3u8" -->
## Video: Notice of Eviction

[Watch (HLS stream): Notice of Eviction](https://cdn.jwplayer.com/manifests/hKatJ7qN.m3u8) (31:28)

![Notice of Eviction](https://cdn.jwplayer.com/v2/media/hKatJ7qN/poster.jpg?width=720)

_Published 2021-03-03. America's eviction crisis has been particularly difficult on Black women during the COVID-19 pandemic. In this documentary, TIME follows two mothers facing eviction in New Orleans._


![Abby Vesoulis](https://static.time.com/v3/assets/bltea6093859af6183b/blt694f12b91842acfe/698a1386b3fce3cdb90c74ef/abby-vesoulis-headshot-2020.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1:1)

by 

[Abby Vesoulis](https://time.com/author/abby-vesoulis/)


![Abby Vesoulis](https://static.time.com/v3/assets/bltea6093859af6183b/blt694f12b91842acfe/698a1386b3fce3cdb90c74ef/abby-vesoulis-headshot-2020.jpg?branch=production&width=96&quality=75&auto=webp)

## Abby Vesoulis


Oct 4, 2021 10:00 PM UTC

![Housing vouchers can be difficult to use, leaving some recipients of them at risk of homelessness](https://static.time.com/v3/assets/bltea6093859af6183b/blt30cf26720046b652/698a1d7686f68eafbe6f05db/GettyImages-180216257.jpg?branch=production&width=1200&quality=75&auto=webp&crop=3:2)

A homeless man sleeps under an American Flag blanket on a park bench on September 10, 2013 in the Brooklyn borough of New York City.

A homeless man sleeps under an American Flag blanket on a park bench on September 10, 2013 in the Brooklyn borough of New York City. Photo by Spencer Platt/Getty Images

![Abby Vesoulis](https://static.time.com/v3/assets/bltea6093859af6183b/blt694f12b91842acfe/698a1386b3fce3cdb90c74ef/abby-vesoulis-headshot-2020.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1:1)

by 

[Abby Vesoulis](https://time.com/author/abby-vesoulis/)


![Abby Vesoulis](https://static.time.com/v3/assets/bltea6093859af6183b/blt694f12b91842acfe/698a1386b3fce3cdb90c74ef/abby-vesoulis-headshot-2020.jpg?branch=production&width=96&quality=75&auto=webp)

## Abby Vesoulis


Oct 4, 2021 10:00 PM UTC

The only thing that’s clear after a week of Democratic infighting on Capitol Hill over a proposed $3.5 trillion social spending package is that lawmakers will have to trim hundreds of billions—if not trillions—from their final bill in order to get critical support from moderate Democratic Senators [Kyrsten Sinema](https://time.com/6103516/kyrsten-sinema-democrats-spending-bill/) of Arizona and Joe Manchin of West Virginia.

Among the many options for potential cuts is a proposed $75 billion for America’s largest tenant-based housing assistance program: Housing Choice Vouchers. While affordable housing advocates applaud the $75 billion recommendation—it would be [the largest-ever increase in funding](https://time.com/6102747/housing-vouchers-reconciliation/)—the discussion underscores a central problem with the existing system: there’s a critical shortage of affordable housing units where people can actually use their vouchers.

The existing Housing Choice Voucher program provides 2.3 million households with vouchers that they can use to offset the rent on private market units. That’s nowhere near enough: only one in four people who qualify for federal housing assistance currently receive support, [according to the left-leaning Center on Budget and Policy Priorities (CBPP)](https://www.cbpp.org/research/housing/three-out-of-four-low-income-at-risk-renters-do-not-receive-federal-rental-assistance), and those who do must wait an [average of 2.5 years](https://www.cbpp.org/research/housing/families-wait-years-for-housing-vouchers-due-to-inadequate-funding) before receiving a voucher.

The new $75 billion would address that part of the problem. The proposed funds would provide roughly 750,000 more vouchers, serving an estimated 1.7 million more people—potentially increasing the reach of the program by a third. But a more systemic, and perhaps more intractable problem remains: once families get vouchers, they often struggle to find landlords who will accept them.

It’s a challenge that 55-year-old Nina Rochelle Moore knows all too well. Since first becoming a voucher recipient in 1997, she says she’s struggled so often to navigate the red tape involved with finding a landlord willing to accept her voucher that she and her family have experienced temporary bouts of homelessness more than a dozen times. When she finds a landlord who will accept her voucher for a six-bedroom unit, the leases are often short term—two years or less. Over the years, Moore says she has rented units that subsequently failed inspections, presented safety risks, or were sold by their owners, all of which have conspired to force Moore and her family to move out and start the search for housing over again multiple times.


This year is no different. Moore says that her local public housing authority (PHA), which is responsible for facilitating the federal voucher program, recently told her to vacate her family’s current rental in Rockville, Maryland by Oct. 3\. She says edict came after months of non-communication from the PHA over whether Moore had completed her recertification documentation which is required to finalize a new lease. (Moore provided TIME with email receipts indicating she submitted paperwork for recertification in early March. Moore’s PHA told TIME via email that there were “many aspects” of her situation that were “squarely in the purview of personal accountability and responsibility,” but declined to provide further context.)

Moore isn’t confident that she and the PHA can complete the documentation required to issue her a new voucher—and then find a landlord to accept it and go through needed inspection processes—in the unknown amount of time before an eviction notice is posted to her door. “All I did was wait five months for y’all to tell me I gotta move in two weeks,” she says.


![Some landlords cite red tape as a reason they don't like housing vouchers](https://static.time.com/v3/assets/bltea6093859af6183b/bltc15551f40fc91917/698a1d76b3fce3c2350c85ff/GettyImages-88900845.jpg?branch=production&width=1200&quality=75&auto=webp)

A sign advertising apartments for rent is displayed in front of an apartment complex July 8, 2009 in San Francisco, California. Photo by Justin Sullivan/Getty Images

## ‘We don’t have anywhere to go.’

In theory, landlords would want to accept vouchers—a promise from the government to pay, via the local PHA, the difference between 30% of the voucher holder’s income and the market-rate of their rental unit. But landlords say the guarantee of partial payment is not enough to endure the yards of bureaucratic red tape. They complain about the long lead times it takes between showing a tenant an available unit, going through the mandatory inspection process, making any needed repairs, and obtaining final PHA sign-off.

“By the time the voucher recipient gets through all their hurdles, and we get through all our inspection hurdles, I could have already had the place rented,” says Steve Vogel, a 63-year-old landlord in Jackson County, Missouri who owns more than 20 rental properties, and has never successfully rented to a voucher holder despite multiple attempts over his 12 years in the industry. “It’s just too slow.”


“What they need to do is make the voucher look a lot more like cash,” he adds.

According to a [2018 Urban Institute study,](https://www.urban.org/research/publication/pilot-study-landlord-acceptance-housing-choice-vouchers) the problem spans across the country. Of the 341,000 rental ads the think-tank scoured in five cities, only 8,735 units were available and met the voucher program requirements. The rate at which landlordsagreed to accept a hypothetical voucher varied by city. In Fort Worth, Texas, 78% said no. In Los Angeles, 76% refused to take vouchers. Washington, D.C. and Newark, New Jersey—places with explicit laws banning discrimination against voucher holders—still had rejection rates of 15% and 31%, respectively.

Moore is aware of her slim chances of finding another affordable property that is big enough for her family and in an area where her special needs grandchild receives support services—much less a landlord willing to accept her rental voucher.

As a stopgap measure, Moore asked her PHA to require the landlord to provide her a 45-day extension before asking her to move out. On Oct. 1, she discovered that her landlord will neither accommodate an extension, nor give her a positive tenant recommendation to help her find a new property. She’s currently working on a relocation packet to be issued a new voucher by the PHA, but she says this requires her filling out with extensive documentation of financial and utility information, signatures of multiple parties—including her landlord’s—and attending an informational session. Until then, she can’t begin the process of applying to new homes. “We don’t have anywhere to go,” she says.


---

### More from TIME

---

But if Moore’s struggles are hardly uncommon among voucher recipients, affordable housing advocates argue that more federal funding will at least begin to address some of the problems at hand.

Rep. Maxine Waters, chair of the House Committee on Financial Services that is recommending the large outlay be included in the package, says that the challenges some voucher holders face isn’t reason enough to not give more people the opportunity to try, which is why she’ll push for housing to be a priority in the budget bill. “People have been standing in line for about two or three years,” Waters told TIME. “I think they should be given a chance to get a voucher and to go out and look.”


## Transcript

Where can I buy bull puppies. 28. 18. A wave of evictions. That's what one New Orleans official is anticipating some states have extended protections menu not and housing Advocates Warren. We could be headed toward a massive ways of homelessness. Original. The second one. I haven't read it yet but it can't be done tonight. That's enough. My life right now. Is it true people have zits in the government? Pays its in my landlord tenant. The government they told me to stop working, and they told me that there was going to fund me because I can no longer work. I put my trust in them. So we stayed home and in the process of the missiles that it is talking.

Covid-19 impact on the US economy has made America's housing crisis painfully. Clear and Louisiana, landlords are losing up to a hundred. Sixty million dollars in rent. Each month in New Orleans were service jobs disappeared, paying rent has become impossible for many eviction moratoriums offer limited Protections in this city or week, renters rights in a severe lack of affordable. Housing has created chaos, particularly for black women. New Orleans have a high rate of addiction before covid-19, but is now suffering a kind of displacement not seen since hurricane Katrina 37% of everyone be effective for black women.

Katie BBC. Is there a Panda Express? What's up baby? Life jacket? How can you be challenged? If it's easy, it's not a chance. Usually I stay here and I are going to different sites, like Craigslist GoSection8 nola.com. I think it's called Zillow or something like that. All to try to find housing Wow, they tried to get an education. Are we Frozen? Yep. Should I just give him a bigger mess with headache? Then I thought I had Could you not saying anything Bella? Monday through Friday. We have to be by mother on the computer doing work and sometimes it's hard for her because she's looking for a house and try to be happy, but we all know she struggled.

I found out about the pandemic and labor, I had to Kya March 10th. I moved in here, February like 20th, the middle of May, I started turning the air on and realize that you know, I was getting warmer and warmer so I can go into like 82 84 then went to 8893. So how could I sit in the house with a three month old baby at 98323 weather? He wouldn't eat. He wouldn't eat. I bought him to the hospital twice. Woke up one morning, he better go open his eyes and just bumps heat rashes everywhere on him. My heart dropped, like, I didn't know what to do. I just, I grab them ran to the hospital crying. I was dealing with the pandemic, a bad landlord no air condition and traveling around with a three-month-old.

The hardest thing I've done in my life, all I want are. That's it. I work my butt off to get this house. So, just have to lose my deposit when I didn't do anything. I was just on the short end of the stick. Is my loin texting now she's texting me houses. Okay go past tomorrow. Legally. This is Hannah and I wanted to get an update from you. I got an email back from your landlord. Where the free civil legal aid agencies, in New Orleans and the surrounding region are caseloads are pretty wild. I would say that each of us probably has at least a hundred open cases right now. Please leave your message.

There's a federal eviction ban in place right now on eviction for nonpayment of rent, you're covered. I don't think there's anything. I can do everything all over brand new. Yeah, I know and I understand, I know this is really really stressful weekend at the range of time for you to go over there and get the rest of your stuff. You can maybe be done with a table. I'm not worried at all about you day, the next day. It's in my pile for today, so I'll have to get back to you later. Is that okay? We're seeing people experience housing instability in a way that we've never seen before with the possible exception of right after Katrina.

Hurricane, Katrina created a massive affordable, housing prices in New Orleans for two reasons. One, is that we lost something like 80% of our rental housing, stock overnight and then almost demolished. And we were switched to a voucher base housing, subsidy system rents skyrocketed. So a lot of families ended up being priced out when they were trying to come home after Katrina. With that New Orleans lost, I believe a hundred thousand black people from the sea, the market has continued to rise since then for everyone affordable apartment. There's going to be 2510 is lying down the block for that apartment because there's such a shortage of for the housing.

People are being permanently displaced from the city similar to how they were displaced from the city after Katrina. More than anything else. I didn't need rent assistance right now, just money. So that renters can pay rent, and so that landlord can pay their mortgages. You have to be prepared for the possibility that the judge will issue a 24-hour eviction tomorrow. I know. Okay, thank you so much. We don't have the resources to get every person in eviction court and attorneys. How many are going to fall through the cracks? No, Aunt. Flo. One of the potential landlord a property owner property on Pinterest.

Call Nana back. I don't know if the phone hung up cuz I need a voicemail. So I rather leave a voicemail from the start. It is a shithouse shit landlord she can employment pandemic. Siri. In an unprecedented move, the Centers for Disease Control announced that temporary National moratorium on evictions for says that evictions pose a health hazard, during the pandemic. I can't wait to get out of. I had to go buy some stuff down there. Clean his room down. There is my mom's mom, my mom died. When I was 2. That's why I always try to be there for my daughter drink. Cuz I didn't have my mom. Hurricane, Lauren is supposed to hit tonight and I have to be out by 12 tomorrow.

He said, I didn't want to leave out of town and then not be here to move my stuff and then he just put all my furniture out so you know what I'm playing for? And I can't find a house like right now because everybody that I kind of take is out of town, you know? So I'm in a real pickle. My heart racing. I got a little anxiety. Come on, baby. Don't worry baby. Tell me what happened. I'm on my way back in my old room for 3 days. The 2020 Atlantic hurricane season. Been the busiest on record Louisiana. We talked about that with my pinky side, telling people have to rent this house. Purposeful person.

While they can't stand a person with it. My little baby was so sick. When I first moved in, I was just happy to help out the house. I always live with my child's father, been waiting for 16 years, so I was starting fresh on my own. I didn't even get to finish decorating it. So, Hurricane, Katrina. I was 20. My daughter was three. We left and went to Mississippi to Texas to Alexandria, Louisiana, that he was staying and then I will make you Refrigerator stove bed. Another 30 minutes I should be out. I remember washing clothes and hotels. I remember standing in long line, trying to get assistance I just remember tears and pain.

Love you. I love you. Coming right back. I've been trying to get in touch with you. Can I take a left of your apartment. You mind, if I take pictures, Oh my God. Okay. Nothing in the City of Racine troll. Nothing in this country is racing fuel because American housing policy is wrought with deep racial inequity. Studies show. And I see every day that the people who are disproportionately impacted by eviction are black people in New Orleans, I'm physically black women and the neighborhood that are disproportionately impacted by eviction today are the exact same neighborhoods that were Redline to Generations ago.

The economic inequality that that created is the current eviction process, which of course disproportionately than impacts the same communities. Thank you for coming. Yeah. Hey, so Dominique Kings landlord put our stuff out and can't walk on her. Praying for a blanket that was totally illegal. The renters rights assembly. Put out a call for volunteers so they'll Bill text Dominic directly if someone can come out. Okay. Thank you so much electricity. That moment, you get a moment, put this track on how you feel, but later you can elaborate on the different emotions and feelings. Vallejo free excited for reading.

Great. Qualify for a two-bedroom. I'll be outside in the house. In one of the things that is in there that everybody do know, if it's out here, it's hard. It's hard to find out here. Once I find a house, then I can move forward to get it inspected, anything like that. But first, I have to find a house. That's the biggest thing. Can you have a deadline of October? I'm at my grandmother's house because that's where I feel most comfortable. Thunderhead. Not telling like it already. Fennekin. Hi. I had a house in the eat and the guy wouldn't fix the air condition. He was three months nosebleeds, Bronx, Total is not required.

Play. Eric Network wire. I thought that. I was going to get the same thing because she said they're not liable to Do all. This is crazy. Like we have to work. The works long. Imma just decide what I'm going to Baton Rouge to Texas. What did I just say? Okay, baby. Almost 6ixnine. Hey, Miss Lee. This is Ron. I spoke with you yesterday about coming sissy to help. Rhonda. Grinder with Ann Arbor. Awesome. Thank you so much. It still worries me a little bit because it's unclear whether the the CDC bar on a victim's mother that order prevent an eviction. One Elite food expire. He knows that you're looking to do a consent agreement that gives you a certain amount Give you 30 days to move out more than enough time.

Then they've been I had to. I got scared straight up. I don't want, I didn't want to getting stuck into anything and be stuck in the same situation a year from now, because I was pushed out. And I couldn't properly look for what I needed the city's, freaking turned upside down, like, I call people all freaking day long tomorrow. Say hi. And I'll have you say your name and address for the record and then I'll ask you a series of question, okay? Yep. We got this. The judge offered him, the opportunity to get in the front. I think. I mean, I won't be that again until after October 3rd. That might give you enough time, I've been able to move out or you don't have a date.

We have tried to negotiate as well. We'll take it apart. We need two boxes that I can put something in the complimentary box or something. But they never any bribery or something, I don't know. Now, back in New Orleans, missing my baby still no houses. I'm going to go to Alexandria Louisiana tomorrow and sell Summer Place. Dinners, like stuffed bell, pepper seafood, pasta in gumbo and they bring my baby back and then figure out what I'm going to do after that. I don't know. I don't know. It just seemed like every time I have a few dollars saved, something comes up and that he has to go. Everything that I plan doesn't happen.

The way. I'm thinking it's going to happen, no matter what nobody says, no matter how I plan it is just not right. I just want to get them back, I'm back. Be happy. I have a just ask my sister cuz you know we grew up as Jehovah Witness. So I was just like if I would life is already planned out by God, maybe I'm supposed to be going through all this like, no matter how hard I try. It's just Not working. I don't know. And I'll eat that by it. Really did something to get put out. I just needed air for my baby. Hirono. Hey monkey. Big addiction Rich a Mama baby. Oh, give my baby. Hey hoe, don't do it.

All right, baby. Love you see y'all tomorrow. Okay. Now Mommy. I love you too long. I miss you. Chicago Harley. I love you. I think I got to do it. I know if it was probably anybody else they would have given up by now. I would like to see her cry. So I try to help her And really help her the best that I can, which is why I had to cry just so she could go work just as you can get back on her feet cuz she's never been the type to just let things roll over on her. Going to jail her. Book book, book, book book book book. Here I come here, I come. 57 is back. All right. Baby is 22. Okay. Remember what I put out for the bowls and stuff?

I made it back. Air ticket. Who invented time. I feel like this, I'm leaving a whole year behind this is 20/20. Take a picture of him. That's what it look like. I know. I like that in my life. America's housing crisis continues to worsen the true number of people displaced from their homes. Could be double what eviction record show and Americans, Oblivion $2 in background, threatening stability for booth renters in there, a New Orleans, housing, Advocates of called for Solutions. I called the election Court cancelling, written mortgages, and paying off, landlords and Banks directly. The city had a chance to do right by its low-income residents after Katrina and it failed.

Leaving money to ask. Why is this time around any different? I don't really consider New Orleans home anymore. It was before Katrina. I'm just here until I make up my mind where I want to go. Yeah, Usher. Which is quite apparent. I made it to the next Jose, okay? New Orleans. Lay a lot of people down with his covid stuff. He was Deja Vu like they did as bad for Katrina. Also from you just a different disaster, everything is just a mess. Fan favorite. Northeast region.

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