--- description: Credit cards may soon be a thing of the past, hire more underrepresented faculty in education and more. title: Credit Cards May Soon Be a Thing of the Past image: https://static.time.com/v3/assets/bltea6093859af6183b/bltde093bcdab65f2d0/6988d9b9bc6cfc69913e2a3c/time-logo.jpg?branch=production --- * [Ideas](/section/ideas/) ## Ideas Update your preferences in [Account Settings](/account/preferences/) Close * [Five Best Ideas](/tag/five-best-ideas/) ## Five Best Ideas Update your preferences in [Account Settings](/account/preferences/) Close # Credit Cards May Soon Be a Thing of the Past by [The Aspen Institute](/author/the-aspen-institute/) ## The Aspen Institute Update your preferences in [Account Settings](/account/preferences/) Close Dec 7, 2017 5:00 PM CUT by [The Aspen Institute](/author/the-aspen-institute/) ## The Aspen Institute Update your preferences in [Account Settings](/account/preferences/) Close Dec 7, 2017 5:00 PM CUT **1\.** [**Credit cards may soon be a thing of the past.**](https://www.wired.com/2017/06/day-will-come-credit-card-will-disappear/ "undefined") By Klint Finley in _Wired_ **2\.** [**One way to increase graduation rates? Hire more underrepresented faculty.**](https://medium.com/equal-measure-ideas/want-to-increase-graduation-rates-hire-more-underrepresented-faculty-d22819df0763 "undefined") By Renée Byng Yancey in _Equal Measure_ **3\.** [**Here’s how prescription heroin could fix the opioid epidemic.**](https://www.vox.com/policy-and-politics/2017/6/12/15301458/canada-prescription-heroin-opioid-addiction "undefined") By German Lopez in _Vox_ **4\.** [**Do we actually need to be nice?**](https://www.popsci.com/evolution-nice-altruism "undefined") By Eva M. Krockow, Andrew M. Colman, and Briony Pulford in _Popular Science_ **5\.** [**Custom-fit lungs might be in our future.**](http://www.ozy.com/fast-forward/the-future-of-transplants-custom-fit-lungs/80491 "undefined") By Neil Parmar in _OZY_  [_The Aspen Institute_](http://www.aspeninstitute.org/ "undefined") _is an educational and policy studies organization based in Washington, D.C._ ```json [{"@context":"https://schema.org","@type":"OpinionNewsArticle","@id":"https://time.com/5053891/credit-cards-may-soon-be-a-thing-of-the-past/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/5053891/credit-cards-may-soon-be-a-thing-of-the-past/"},"headline":"Credit Cards May Soon Be a Thing of the Past","datePublished":"2017-12-07T17:00:25.000Z","dateModified":"2026-05-11T04:58:17.645Z","description":"These are today's best ideas","url":"https://time.com/5053891/credit-cards-may-soon-be-a-thing-of-the-past/","keywords":["Five Best Ideas","Innovation","personality","Education","health","finance","opioid epidemic"],"thumbnailUrl":"","author":[{"@type":"Person","name":"The Aspen Institute","jobTitle":null,"url":"https://time.com/author/the-aspen-institute/"}],"articleSection":"Ideas","image":[],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/section/ideas/","name":"Ideas"}},{"@type":"ListItem","position":2,"item":{"@id":"/tag/five-best-ideas/","name":"Five Best Ideas"}},{"@type":"ListItem","position":3,"item":{"@id":"https://time.com/5053891/credit-cards-may-soon-be-a-thing-of-the-past/","name":"Credit Cards May Soon Be a Thing of the Past"}}]}] ```