October 27, 2016 5:31 AM EDT

25%

Average increase in premiums for benchmark plan

Americans shopping on the individual market will pay more as healthier people decline to join the system, raising rates

$433

Average monthly cost of a midlevel plan before subsidies

This could lead to sticker shock for Americans who earn too much to qualify for federal subsidies

73%

Percentage of people on midlevel plans who will pay less than $100 a month

The increased costs will be offset by increased federal subsidies for low-income Americans

This appears in the November 07, 2016 issue of TIME.

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