It will only cost you about $49,114 a year to raise a family in Morristown, Tennessee, but if you move to Washington, DC, that expense more that doubles, to $106,493.
That's according to the Economic Policy Institute's 2015 Family Budget Calculator, which measures the annual cost of necessities for a family to live a secure yet modest lifestyle by estimating the costs of housing, food, child care, transportation, healthcare, other necessities, and taxes.
(Read the EPI's full methodology for the budget calculator here.)
The EPI gathered data in 618 metro areas throughout the US for several different family types. Here, we've highlighted the cost of living for a four-person family (two adults, two children) in 20 major US cities.
If you're looking to start a family in an urban area, consider the annual and monthly cost of necessities, and remember, these numbers do not include savings or discretionary spending.
Houston, Texas
Estimated cost of annual necessities: $60,608
Estimated cost of monthly necessities: $5,051
Cleveland, Ohio
Estimated cost of annual necessities: $60,900
Estimated cost of monthly necessities: $5,075
Dallas, Texas
Estimated cost of annual necessities: $61,150
Estimated cost of monthly necessities: $5,096
St. Louis, Missouri
Estimated cost of annual necessities: $63,100
Estimated cost of monthly necessities: $5,258
Atlanta, Georgia
Estimated cost of annual necessities: $63,888
Estimated cost of monthly necessities: $5,324
Charlotte, North Carolina
Estimated cost of annual necessities: $65,492
Estimated cost of monthly necessities: $5,458
Portland, Oregon
Estimated cost of annual necessities: $67,802
Estimated cost of monthly necessities: $5,650
Miami, Florida
Estimated cost of annual necessities: $68,503
Estimated cost of monthly necessities: $5,709
Sacramento, California
Estimated cost of annual necessities: $69,296
Estimated cost of monthly necessities: $5,775
Denver, Colorado
Estimated cost of annual necessities: $71,104
Estimated cost of monthly necessities: $5,925
Chicago, Illinois
Estimated cost of annual necessities: $71,995
Estimated cost of monthly necessities: $6,000
Seattle, Washington
Estimated cost of annual necessities: $72,274
Estimated cost of monthly necessities: $6,023
Los Angeles, California
Estimated cost of annual necessities: $73,887
Estimated cost of monthly necessities: $6,157
San Diego, California
Estimated cost of annual necessities: $74,425
Estimated cost of monthly necessities: $6,202
Baltimore, Maryland
Estimated cost of annual necessities: $74,427
Estimated cost of monthly necessities: $6,202
Philadelphia, Pennsylvania
Estimated cost of annual necessities: $76,393
Estimated cost of monthly necessities: $6,366
Boston, Massachusetts
Estimated cost of annual necessities: $85,793
Estimated cost of monthly necessities: $7,149
San Francisco, California
Estimated cost of annual necessities: $91,785
Estimated cost of monthly necessities: $7,649
New York, New York
Estimated cost of annual necessities: $98,722
Estimated cost of monthly necessities: $8,227
Washington, D.C.
Estimated cost of annual necessities: $106,493
Estimated cost of monthly necessities: $8,874
This article originally appeared on Business Insider
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