--- title: Spending: How to Get Americans to Save Money description: Helping Americans save money, how computers can predict psychosis, why it's time to get rid of bail and more. canonical: https://time.com/4012957/how-to-save-money-americans/ author: TIME article:opinion: true article:content_tier: free article:published_time: 2015-08-27T16:01:31.000Z article:modified_time: 2026-05-11T05:01:54.491Z article:section: Ideas og:title: How to Get Americans to Save Money og:description: These are today's best ideas og:url: https://time.com/4012957/how-to-save-money-americans/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/bltde093bcdab65f2d0/6988d9b9bc6cfc69913e2a3c/time-logo.jpg?branch=production og:image:width: 1200 og:image:height: 675 og:image:alt: TIME og:type: article twitter:card: summary_large_image twitter:title: How to Get Americans to Save Money twitter:description: These are today's best ideas twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/bltde093bcdab65f2d0/6988d9b9bc6cfc69913e2a3c/time-logo.jpg?branch=production --- # How to Get Americans to Save Money by [The Aspen Institute](https://time.com/author/the-aspen-institute/) ## The Aspen Institute Aug 27, 2015 4:01 PM UTC by [The Aspen Institute](https://time.com/author/the-aspen-institute/) ## The Aspen Institute Aug 27, 2015 4:01 PM UTC **1\.** [**Americans are lousy at saving money and they know it. Here’s how to fix it.**](https://time.com/nextadvisor/banking/savings/save-money-right-now/) By Gillian B. White in the Atlantic **2\.** [**What if computers could predict psychosis by analyzing someone’s speech?**](http://newsroom.cumc.columbia.edu/blog/2015/08/26/who-will-develop-psychosis-automated-speech-analysis-may-have-the-answer/) By Columbia University Medical Center **3\.** [**Get rid of cash bail.**](http://www.newyorker.com/news/news-desk/the-case-against-cash-bail) By Margaret Talbot in the New Yorker **4\.** [**The Stradivarius of the future will be 3D-printed.**](http://www.wired.com/2015/08/3dvarius/) By Margaret Rhodes in Wired **5\.** [**Louisiana after Hurricane Katrina can teach every state about climate resilience.**](http://www.huffingtonpost.com/entry/10-years-after-katrina-louisiana-is-becoming-a-model-for-climate-resilience%5F55d53afee4b07addcb4586aa) By Kate Sheppard in Huffington Post  [_The Aspen Institute_](http://www.aspeninstitute.org/) _is an educational and policy studies organization based in Washington, D.C._ ```json [{"@context":"https://schema.org","@type":"OpinionNewsArticle","@id":"https://time.com/4012957/how-to-save-money-americans/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/4012957/how-to-save-money-americans/"},"headline":"How to Get Americans to Save Money","datePublished":"2015-08-27T16:01:31.000Z","dateModified":"2026-05-11T05:01:54.491Z","description":"These are today's best ideas","url":"https://time.com/4012957/how-to-save-money-americans/","keywords":["Innovation","katrina","Savings","3D printing","Louisiana"],"thumbnailUrl":"","author":[{"@type":"Person","name":"The Aspen Institute","jobTitle":null,"url":"https://time.com/author/the-aspen-institute/"}],"articleSection":"Ideas","image":[],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/section/ideas/","name":"Ideas"}},{"@type":"ListItem","position":2,"item":{"@id":"https://time.com/4012957/how-to-save-money-americans/","name":"How to Get Americans to Save Money"}}]}] ```