--- title: Airbnb: How to Avoid Foreign Transaction Fee on Site description: Be sure to have a travel-friendly credit or debit card in hand canonical: https://time.com/3973175/airbnb-foreign-transaction-fees/ author: Map Happy article:opinion: false article:content_tier: free article:published_time: 2015-07-27T21:32:32.000Z article:modified_time: 2026-08-04T07:45:14.633Z og:title: How to Save Money on Airbnb og:description: Be sure to have a travel-friendly credit or debit card in hand og:url: https://time.com/3973175/airbnb-foreign-transaction-fees/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/bltdb29e7eac6d2e2de/69885c92a988ca16806b3a14/airbnb-user.jpg?branch=production&width=1200&quality=75&auto=webp&crop=16:9 og:image:width: 1200 og:image:height: 675 og:image:alt: An Airbnb user navigates the site in Havana on July 10, 2015. og:type: article twitter:card: summary_large_image twitter:title: How to Save Money on Airbnb twitter:description: Be sure to have a travel-friendly credit or debit card in hand twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/bltdb29e7eac6d2e2de/69885c92a988ca16806b3a14/airbnb-user.jpg?branch=production&width=1200&quality=75&auto=webp&crop=16:9 ---  # How to Save Money on Airbnb ## Video: Snob on a Budget: Travel [Watch (HLS stream): Snob on a Budget: Travel](https://cdn.jwplayer.com/manifests/N3N2fAO6.m3u8) (3:28)  _Published 2015-06-14. MONEY teamed up with Travel + Leisure to give you some tips of great places to travel without breaking the bank._ by [Erica Ho / Map Happy](https://time.com/author/map-happy/) ## Erica Ho / Map Happy Jul 27, 2015 9:32 PM UTC  An Airbnb user navigates the site in Havana on July 10, 2015. An Airbnb user navigates the site in Havana on July 10, 2015.Yamil Lage—AFP/Getty Images by [Erica Ho / Map Happy](https://time.com/author/map-happy/) ## Erica Ho / Map Happy Jul 27, 2015 9:32 PM UTC Imagine my surprise when I found out Airbnb charges a foreign transaction fee on top of listings booked outside the country. One of our readers Ted [pointed this fact](http://maphappy.org/2014/06/use-point-of-sale-to-get-cheaper-international-tickets/#comment-1746772950) out a little while ago when we originally posted on the fact that it’s sometimes possible to save money on airfare by [paying in a different currency](http://maphappy.org/2014/06/use-point-of-sale-to-get-cheaper-international-tickets/). Turns out, by using the same tactics, it’s also possible to save an easy three percent on Airbnb bookings through this method. Airbnb charges an [automatic 3%](https://www.airbnb.com/help/article/502) on top of the base rate, usually in the local currency. I surmise this is supposed to account for the conversion fees Airbnb has to pay. (It’s important that you need a credit or debit card [that doesn’t charge foreign transaction fees](http://maphappy.org/2014/08/the-best-credit-and-debit-cards-for-traveling/) for this to work or otherwise…. you pay end up exactly the same amount you originally would.) I was reminded of this when my current man friend—who happens to be Australian—booked our accommodation for a road trip up the Californian coast. Out of curiosity, I compared the booking totals with the prices I was getting in American dollars. | Property Location | Total Cost (AUD) | Converted Price\* (USD) | Original Price (USD) | Difference | | -------------------- | ---------------- | ----------------------- | -------------------- | ---------- | | Paso Robles Airbnb | $338.00 | $253.77 | $246.00 | $7.77 | | Carmel Airbnb | $451.00 | $344.06 | $334.00 | $10.06 | | San Francisco Airbnb | $309.00 | $233.63 | $229.00 | $4.63 | Foreign transaction fee existence confirmed. If I had booked it, we would have saved a total of $22.46 off all our bookings which totaled $831.46. Now onto the good part. The quickest way to avoid the fee is to go to the dead bottom of each individual listing. In the lower-left hand corner, there’s an option to change language and currency. Do not go to profile country (the point of sale) in your account because it just messes things up. Also, the footer settings seemed to override those preferences. That’s all there is to it. But I wanted to see how different currencies compare across the board, so we tested four different Airbnb properties in different countries around the world with five different currencies. The majority of the time, the local currency yielded the cheapest price, with the glaring exception of Rio de Janeiro. (Note: it did come dangerously close, though. The Australian dollar and Swedish krona were used as controls.) The cheapest currencies are bolded for easy reference. | Airbnb Location | USD | AUD | BRL | EUR | SEK | HKD | | ---------------------- | -------- | ---------------- | ------------------ | ---------------------- | ------------------- | ----------------------- | | San Francisco, CA | **$315** | $436 $324.08 USD | R$1035 $321.52 USD | €292 $321.81 USD | 2749 kr $323.05 USD | $2507 $323.24 USD | | Rio de Janeiro, Brazil | **$34** | $48 $35.68 USD | R$112 $34.79 USD | €32 $35.27 USD | 298 kr $35.05 USD | $272 $35.09 USD | | Hong Kong, China | $78 | $105 $78.05 USD | R$250 $77.67 USD | €71 $78.25 USD | 666 kr $78.86 USD | **$590** **$76.11 USD** | | Paris, France | $70 | $94 $69.89 USD | R$224 $69.58 USD | **€61** **$67.19 USD** | 596 kr $70.04 USD | $543 $70.05 USD | One interesting thing to note is Ted pointed out that: --- > “” --- But perhaps the biggest sticking point here is that this hack only works if you have a credit or debit card that’s [travel-friendly](http://maphappy.org/2014/08/the-best-credit-and-debit-cards-for-traveling/) and doesn’t charge these fees, otherwise the savings are nonexistent. Disregarding that, it’s a no-brainer thing to tweak one setting. _This_ [_article_](http://maphappy.org/2015/07/airbnb-charges-a-foreign-transaction-fee-and-this-is-how-you-beat-it/) _originally appeared on_ [_Map Happy_](http://maphappy.org) _More from Map Happy:_ * [Read the Fine Print Before You Swipe Abroad](http://maphappy.org/2012/03/read-the-fine-print-on-using-your-charge-card-abroad/) * [Google Adds Foreign Currencies Together Easily](http://maphappy.org/2014/05/google-adds-foreign-currencies-together-effortlessly/) * [Oanda Currency Converter Calculates Rates for iPhone](http://maphappy.org/2012/05/oanda-currency-converter-calculates-rates-for-iphone/) ```json [{"@context":"https://schema.org","@type":"NewsArticle","@id":"https://time.com/3973175/airbnb-foreign-transaction-fees/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/3973175/airbnb-foreign-transaction-fees/"},"headline":"How to Save Money on Airbnb","datePublished":"2015-07-27T21:32:32.000Z","dateModified":"2026-08-04T07:45:14.633Z","description":"Changing currency can make a difference","url":"https://time.com/3973175/airbnb-foreign-transaction-fees/","keywords":["Living","Travel","Airbnb","international travel"],"thumbnailUrl":"https://static.time.com/v3/assets/bltea6093859af6183b/bltdb29e7eac6d2e2de/69885c92a988ca16806b3a14/airbnb-user.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","author":[{"@type":"Person","name":"Erica Ho / Map Happy"}],"articleSection":"","image":[{"@type":"ImageObject","url":"https://static.time.com/v3/assets/bltea6093859af6183b/bltdb29e7eac6d2e2de/69885c92a988ca16806b3a14/airbnb-user.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","width":1200,"height":675,"headline":"An Airbnb user navigates the site in Havana on July 10, 2015.","caption":"An Airbnb user navigates the site in Havana on July 10, 2015.","creditText":"Yamil Lage—AFP/Getty Images","representativeOfPage":true}],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/tag/time-section-living/","name":"Living"}},{"@type":"ListItem","position":2,"item":{"@id":"https://time.com/3973175/airbnb-foreign-transaction-fees/","name":"How to Save Money on Airbnb"}}]},{"@context":"https://schema.org","@type":"VideoObject","name":"Snob on a Budget: Travel","description":"MONEY teamed up with Travel + Leisure to give you some tips of great places to travel without breaking the bank.","thumbnailUrl":"https://cdn.jwplayer.com/v2/media/N3N2fAO6/poster.jpg?width=720","uploadDate":"2015-06-14T20:16:50.000Z","contentUrl":"https://cdn.jwplayer.com/manifests/N3N2fAO6.m3u8","embedUrl":"https://time.com/3973175/airbnb-foreign-transaction-fees/","duration":"PT3M28S","potentialAction":{"@type":"SeekToAction","target":"https://time.com/3973175/airbnb-foreign-transaction-fees/?jw_start={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"}}] ```