--- title: 5 Super Simple Secrets to Save Your on Car Insurance description: Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel canonical: https://time.com/3070916/5-secrets-car-insurance/ author: TIME article:opinion: false article:content_tier: free article:published_time: 2014-08-02T13:17:24.000Z article:modified_time: 2026-05-11T05:07:57.855Z article:section: World og:title: 5 Super Simple Secrets to Save Your on Car Insurance og:description: Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel og:url: https://time.com/3070916/5-secrets-car-insurance/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt15d5f71907d6bdd8/69869e1fcd804df5e7ccc33f/5-secrets-save-teen-car-insurance.jpg?branch=production&width=3840&quality=75&auto=webp&crop=16:9 og:image:width: 1200 og:image:height: 675 og:image:alt: 5 Secrets to Save Your Teen Car Insurance og:type: article twitter:card: summary_large_image twitter:title: 5 Super Simple Secrets to Save Your on Car Insurance twitter:description: Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/blt15d5f71907d6bdd8/69869e1fcd804df5e7ccc33f/5-secrets-save-teen-car-insurance.jpg?branch=production&width=3840&quality=75&auto=webp&crop=16:9 ---  # 5 Super Simple Secrets to Save Your on Car Insurance by [Jean Chatzky](/author/fortune/) ## Jean Chatzky Aug 2, 2014 1:17 PM CUT  © 2008 Yellowdog Productions Jane Sobel Klonsky 382 Ways Lane, Box 225 Manchester, VT 05254 802-362-2242 © 2008 Yellowdog Productions Jane Sobel Klonsky 382 Ways Lane, Box 225 Manchester, VT 05254 802-362-2242Jane Sob—Yellowdog Productions by [Jean Chatzky](/author/fortune/) ## Jean Chatzky Aug 2, 2014 1:17 PM CUT  This post is in partnership with Fortune, which offers the latest business and finance news. Read the article below originally published at [Fortune.com](http://fortune.com/2014/07/31/5-secrets-to-save-your-teen-on-car-insurance/ "undefined"). If you’re anything like me, you anticipated the birthday at which your teen was eligible for his (or her) road test with a combination of glee and dread. Glee because – finally – he could get himself to the tutor; she could pick up her little sister; your days as a chauffeur were coming to an end. Dread because you weren’t sure exactly how much adding this new driver to the family policy was going to cost, but you were sure it was going to be a lot. I’ve been through the experience now twice. And I can tell you that you’re right on both counts. It is incredibly liberating to have another driver in the family. It is also tres expensive! Car insurance costs an average 79% more when a married couple adds a teenage driver to the family policy, according to a new report from InsureQuotes.com. Boys, as you’ve heard, boost costs more than girls – by 92% compared to 67%, respectively. And costs vary widely depending where you live. In New Hampshire, Maine and Rhode Island, premiums jump by more than 100%, while in New York and Michigan the increases are relatively reasonable at about 55%. Say it with me: Ouch! For the rest of the story, go to [Fortune.com](http://fortune.com/2014/07/31/5-secrets-to-save-your-teen-on-car-insurance/ "undefined"). ```json [{"@context":"https://schema.org","@type":"NewsArticle","@id":"https://time.com/3070916/5-secrets-car-insurance/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/3070916/5-secrets-car-insurance/"},"headline":"5 Super Simple Secrets to Save Your on Car Insurance","datePublished":"2014-08-02T13:17:24.000Z","dateModified":"2026-05-11T05:07:57.855Z","description":"Experts say many people aren’t taking advantage of steps to ease the costs of car insurance when their teens get behind the wheel","url":"https://time.com/3070916/5-secrets-car-insurance/","keywords":["Saving & Spending","cars","Autos","Insurance"],"thumbnailUrl":"https://static.time.com/v3/assets/bltea6093859af6183b/blt15d5f71907d6bdd8/69869e1fcd804df5e7ccc33f/5-secrets-save-teen-car-insurance.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","author":[{"@type":"Person","name":"Jean Chatzky"}],"articleSection":"World","image":[{"@type":"ImageObject","url":"https://static.time.com/v3/assets/bltea6093859af6183b/blt15d5f71907d6bdd8/69869e1fcd804df5e7ccc33f/5-secrets-save-teen-car-insurance.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1200:675&height=675","width":1200,"height":675,"headline":"5 Secrets to Save Your Teen Car Insurance","caption":"5 Secrets to Save Your Teen Car Insurance","creditText":"Jane Sob—Yellowdog Productions","representativeOfPage":true}],"publisher":{"@type":"Organization","name":"Time","url":"https://time.com/","logo":{"@type":"ImageObject","url":"https://time.com/images/logo.png","width":528,"height":156},"foundingDate":"March 3, 1923","sameAs":["https://www.facebook.com/time","https://www.instagram.com/time/?hl=en","https://twitter.com/time","https://www.pinterest.com/timemagazine"]}},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/section/world/","name":"World"}},{"@type":"ListItem","position":2,"item":{"@id":"/tag/saving-spending/","name":"Saving & Spending"}},{"@type":"ListItem","position":3,"item":{"@id":"https://time.com/3070916/5-secrets-car-insurance/","name":"5 Super Simple Secrets to Save Your on Car Insurance"}}]}] ```