TIME Accident

This Pickup Was Ditched on an Icy River With a Dog Trapped Inside

U.S. Coast Guard Mid-Atlantic A helicopter crew from U.S. Coast Guard Air Station Atlantic City located a truck that fell through the ice on Toms River, New Jersey, March 1, 2015.

Driver and passenger were reportedly doing stunts on the ice

Two people in New Jersey abandoned their pickup truck in a frozen river with a dog inside, after an attempt at some winter daredevilry went awry.

Authorities were alerted by a call just after midnight on Saturday, reporting that a pickup truck had driven onto the frozen Toms River near Pine Beach, N.J. and was doing “donuts” on the ice.

“The headlight and brake lights could be seen from the shoreline as the vehicle headed South and West towards the other side of the river,” the Toms River Police Department said in a statement. “After a period of time went by the lights suddenly were no longer visible.”

Sergeant First Class Gregory Williams of the New Jersey State Police Dive team told the New York Daily News that police found the submerged vehicle around 3 p.m. on Sunday with a frozen dog inside.

Toms River Police said that two individuals have turned themselves in for questioning in connection with the incident.

TIME Accident

70-Vehicle Pileup in Snowy Maine Injures At Least 17

Emergency personnel respond to a multi-vehicle pileup along Interstate 95 in Etna, Maine, about 20 miles west of Bangor on Feb. 25, 2015.
Stephen McCausland—Maine State Police and Maine Emergency Management/AP Emergency personnel respond to a multi-vehicle pileup along Interstate 95 in Etna, Maine, about 20 miles west of Bangor on Feb. 25, 2015.

No fatalities were reported but some injuries were serious

(ETNA, Maine) — More than 70 vehicles got tangled up in a series of chain-reaction pileups Wednesday along a snowy stretch of Interstate 95 in Maine, injuring at least 17 people, state police said.

The pileups in Etna, near Bangor, happened at about 7:30 a.m. and involved several cars, a school bus and a tractor-trailer, state police spokesman Steve McCausland said. No fatalities were immediately reported, but McCausland said some of the injuries were serious.

Emergency personnel climbed on top of cars to reach motorists stuck in the middle of the jumble of vehicles. McCausland said one veteran trooper described the site as a “giant pile of metal.”

State police said the crash was the biggest in Maine in more than 15 years.

Rhonda Kent, an occupational therapist from Saint Albans, said her car was sideswiped amid the pileup, which sent cars and trucks spinning. Kent, who was not injured, said a logging truck came dangerously close to hitting her and spun off into a ditch.

“It was almost surreal, something you see in the movies,” Kent said.

Both northbound lanes on a 30-mile stretch of highway were closed for five hours, and drivers were told to take other exits to avoid the area. One northbound lane reopened around 12:30 p.m.; the other opened several hours later.

Two hospitals reported taking in 17 patients, some in serious condition. One person at the scene of the crash had a heart attack and some people suffered broken bones, police said. Two students and two adults on the bus were shaken up but not injured.

Police said the main crash involved more than 25 vehicles, and there were a series of other wrecks leading up to the crash site. Some of the crashes involved two or three vehicles, and then other vehicles went off the road to avoid hitting them.

State Police Lt. Sean Hashey said he was “absolutely shocked that we don’t have any fatalities.”

He said the crashes were likely the result of poor visibility, slippery roads and speed but cautioned that reconstructing exactly how the events unfolded could be impossible.

“We’ll never know exactly who hit who,” Hashey said. “It was just such a mess of vehicles.”

At a travel stop in nearby Newburgh, people involved in the crash gathered to give statements to police and wait to see their wrecked vehicles. Some were keeping warm in a parked school bus. Workers at the truck stop reported seeing more than a dozen ambulances try to access the highway from a nearby ramp.

Rose Butts, a hotel housekeeper from Plymouth, said she swerved to miss part of the accident and hit a snow bank. She and a friend were not injured but waited in her car for five hours for help.

“We’re thankful that we’re both alive and both OK,” she said.

Dylan Carroll, a Plymouth auto mechanic, said he swerved and hit a snow bank before a garbage truck spun out, tapped his car and blocked him. He was not injured.

“I thought it was going to be much worse than it was,” Carroll said.

There was at least an inch of snow on the ground at the time of the crash, according to the National Weather Service. Snow was forecast to fall throughout the day with total accumulations of 5 to 9 inches.

MONEY car insurance

When it Makes Financial Sense to File an Auto Insurance Claim—and When It Doesn’t

When to file a car insurance claim
Guido Mieth—Getty Images

How to tell if the bump in your premiums will exceed the money you'll get back

Getting into a car accident is bad enough—you’re shaken, your vehicle is damaged, and worst of all, you or someone else may be hurt. Adding insult to injury, auto insurers these days are hiking policyholders’ rates sky-high after just one accident, even when a driver has an otherwise impeccable record.

A single claim boosts the premium by an average of 41% nationwide, according to a recent study by InsuranceQuotes.com. And in some states, the jump can be as much as 76%. (Massachusetts, California, and New Jersey are the worst.)

Considering that the average premium is $815, a fender-bender could cost you an additional $334 to $619 per year.

Even simply calling your insurer to discuss your options can have consequences. “As soon as you start talking about something that just happened, it goes on your record—it’s called an inquiry,” says Amy Danise with Insure.com. “If you build up inquiries, even if you never get a dime from a claim, you can still be viewed as high-risk, and that can affect your rates.”

All this means that you’ve got yet another thing to think about after a crash: whether you should file a claim or pay repair costs out of pocket. This road map can help you make at least that part of the situation easier.

When You’ve Had an Accident and Someone Else is Involved

You’re better off claiming, says Laura Adams, senior analyst for InsuranceQuotes.com.

If you’re at fault, and you hit another person or vehicle, he has the right to make a liability claim against you, and he could potentially sue. With insurance, you’re entitled to a legal defense and coverage of a judgment against you up to a certain amount. “The average liability claim is $15,000,” says Adams. “In those cases, it’s hard to conceive of a situation where you wouldn’t want to make that claim.”

Even if the damage seems minor, and you and the other driver agree that you’ll handle everything yourselves, that approach can backfire. “I’ve heard of cases where the other person called later and said, ‘Send me $3,000,’” says Insure.com’s Danise.

And if you wait too long to loop your insurer in—say, after you’re notified that the other driver has filed suit against you—the insurer could deny your claim entirely.

“You’re better off saying, ‘Here’s my insurer, here’s my policy number,’ and handing it off so the insurer can deal with that person,” says Danise.

150218_FF_CarAccident_ClaimPrice

When You’ve Had an Accident and No One Else Is Involved

Let’s say you back into your garage door or hit a guardrail when you skid in the snow. You’re at fault, but the only car affected is yours.

As long as you’re fairly sure there won’t be any lingering medical issues, you’re better off paying out of pocket if you can afford it.

Of course, the more money it costs to fix, the less you can probably afford it—and the more it will raise your rates.

For property damage claims of under $1,000, rates will go up 18% on average, according to numbers from Insure.com. For claims over $1,000, it’s more like 29%.

Not sure? Check out the “When to Make an Insurance Claim” calculator at InsuranceQuotes.com to see how it looks in your state.

When Your Car was Damaged, but Not in an Accident

If a tree limb falls on your hood or your car gets burglarized, that’s not your fault—and insurance companies generally won’t punish you for it.

Even if you file a comprehensive claim of $2,000 or more, you’re looking at an average rate hike of just 2%, or about $18, according to InsuranceQuotes.com. So if the damage goes above your deductible by more than a few hundred dollars, there’s no harm in claiming it.

…And If You File a Claim For Any Reason and See Your Rates Rise as a Result

Ask your insurer for the surcharge schedule—which should tell you how long it will be before your premiums return to normal levels.

Also, remember that not all insurers give accidents the same weight, so you can always shop around for a cheaper policy.

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TIME Accident

California Teen Fatally Shoots Himself Playing Russian Roulette

His two cousins had begged him "not to do it"

A teenager in southern California fatally shot himself in the head early Monday morning during an apparent game of Russian roulette, police said.

The 17-year-old boy and two cousins were in an apartment in Torrance when he showed a weapon and said he would would play the game, the Los Angeles Times reports. Russian roulette involves slotting one bullet into a revolver, then spinning the cylinder and placing the gun against the participant’s temple and pulling the trigger.

The cousins had begged him “not to do it,” but the teenager lifted a .38 Special revolver to his head and fired once, according to Deputy Juanita Navarro-Suarez of the Los Angeles County Sheriff’s Department. The boy, who lived with an older brother and sister-in-law, was pronounced dead at the hospital and his death was declared an accident.

[Los Angeles Times]

TIME viral

Watch a 92-Year-Old Man Hit 9 Cars While Trying to Back Out of a Parking Spot

Reports say he won't be cited

A Wisconsin Piggly Wiggly’s parking lot saw more activity than usual Friday afternoon when a 92-year-old man accidentally crashed into 9 different cars when trying to pull out of a parking spot.

“I can tell you in 23 years of law enforcement, I’ve never seen anything like this,” Mayville Police Chief Christopher MacNeill told a local ABC affiliate.

While MacNeill first thought the incident — caught on surveillance video — might have been an act of road rage, he soon learned that driver Russell Kerr was acting out of panic rather than anger when his foot got stuck on the accelerator.

He hit seven empty and two occupied cars in under sixty seconds.

According to ABC, Kerr won’t be cited.

[12 WISN ABC]

Read next: Drive-In Movie Theater Shows Fifty Shades of Grey, Causes Traffic Jam

Listen to the most important stories of the day.

TIME Accident

Train Derailment in West Virginia Causes Oil Spill

Train Derailment
John Raby—AP A fire burns Monday, Feb. 16, 2015, after a train derailment near Charleston, W.Va.

Emergency officials ordered some residents to evacuate and conserve water

A train carrying crude oil in southern West Virginia derailed Monday, setting at least one house on fire and spilling oil into the state’s largest river, according to local news reports.

Authorities ordered residents within a mile and a half of the derailment to evacuate, according to WSAZ. The Charleston Daily Mail reports a CSX train went off the tracks at 1:20 p.m. ET, according to a spokesman for the Department of Military Affairs and Public Safety.

Following the crash, West Virginia Gov. Earl Ray Tomblin declared a state of emergency for Kanawha and Fayette counties.

“State officials are on site and will continue to work with local and federal officials, as well as CSX representatives, throughout the incident,” said Tomblin in a statement released by his office.

No injuries have been reported, and a shelter was set up at a local high school. The spill into the Kanawha River shut down some sources of water typically supplied to residents and led the state’s health department to ask them to conserve resources.

A variety of state and local offices, including the Fayette County Fire Department, Bureau for Public Health, state police and the governor’s office, are responding to the derailment.

TIME Accident

Watch a Dramatic Water Rescue Captured on an Officer’s Body Camera

A car lies upside down in a creek and water is pouring in

A video released by the Dallas Police Department shows a dramatic rescue of a motorist trapped upside down in his car as seen through an officer’s body camera.

In the very dark, shaky footage officers from the Southeast Crime Response Team come to the aid of a driver who had lost control of his car and plunged some 50ft into a creek on Feb. 6.

The vehicle was found on its roof with water pouring in fast.

“We’re gonna get you out of there,” shouts one officer. And thankfully, they do.

TIME celebrities

Bruce Jenner Breaks Silence on Fatal Car Crash

'It is a devastating tragedy'

Bruce Jenner has broken his silence following a fatal car crash in Malibu on Saturday.

In a statement to PEOPLE, Jenner, 65, expressed his sympathy for the family of the deceased 70-year-old driver and the other victims involved.

“My heartfelt and deepest sympathies go out to the family and loved ones, and to all of those who were involved or injured in this terrible accident,” the former Olympian said. “It is a devastating tragedy and I cannot pretend to imagine what this family is going through at this time.”

“I am praying for them,” he continued. “I will continue to cooperate in every way possible.”

Jenner was one of four drivers who were involved in the major accident that took place on Pacific Coast Highway a few miles from Jenner’s home in Malibu.

Sgt. Philip Brooks from the Malibu/Lost Hills Sheriff Station told PEOPLE that the accident was caused when a Prius stopped on the highway for unknown reasons. The car was then struck by a white Lexus, which in turn was hit by Jenner, who was driving behind it. The Lexus then drifted into oncoming traffic and was struck by a black Hummer, killing the driver of the Lexus.

Sgt. Brooks said that reports that the accident was caused by Jenner avoiding paparazzi were false as there was “no evidence” that the photographers following Jenner were driving inappropriately.

He also noted that the police had not issued a search warrant into Jenner’s phone records to see if he was texting while driving, contrary to reports. A source also confirmed that Jenner was not texting during the crash.

Police have told PEOPLE that Jenner passed a field sobriety test and also submitted to a blood test at Los Robles Hospital in Thousand Oaks, California. They reported that Jenner has been fully cooperating with authorities while they carry out an investigation into the accident.

•Additional reporting by ELIZABETH LEONARD

This article originally appeared on People.com.

Read next: Publicist: Bruce Jenner Wasn’t Texting During Fatal Crash

Listen to the most important stories of the day.

TIME Accident

911 Operator Tells Teen Whose Dad Is Fatally Hit to ‘Stop Whining’

Phone Operator 911
Getty Images

"Ma'am, stop yelling" said a 911 operator to a distressed teen

A Maryland operator on a 911 call told a teenage girl to “stop whining” while her father lay dying on the Baltimore Washington Parkway.

Rick Warrick, 38, was struck by a car in a hit and run when he leaned down to change a flat tire along the parkway in Anne Arundel County, NBC reports. He and his fiancee and two teenage children were on their way to Dave & Buster’s when their tire went flat.

Warrick’s teenage daughter called 911 when her father and fiancee were struck. When the teen asks, “Can y’all please hurry up!” the operator says, “Ma’am, stop yelling, I need a location.” When the operator asks if two people were struck, the girl responds, “Yes they both…” Then the operator says “Ok, let’s stop whining. Ok, let’s stop whining it’s hard to understand you.”

The operator used a poor choice of words, said Russ Davis of the Anne Arundel County Fire Department. “However, what he was attempting to do was to get her attention, to start ascertaining information from her,” Davis said.

The driver who struck Warrick hasn’t come forward.

[NBC]

TIME Accident

Witness the Aftermath of the New York Train Crash

Seven people were killed and several others injured after a commuter train collided with an SUV and caught fire Tuesday evening outside New York City

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