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We usually think of inertia as a negative -- a force that keeps us on the couch, or prevents us from taking control of our finances. But when it come to savings, inertia can work in our favor. That’s the theory behind auto-enrollment into 401(k) plans, a practice that’s been widely adopted. If forced to opt-out, rather than opt-in, many workers simply stick with their company’s savings plan. It’s also the methodology at work in today’s featured story, where ten people share how much they have in savings, and how they got there. Putting your savings on auto-pilot, whether you have to set up a transfer yourself or your employer does it for you, is one of the surest paths to savings success. Now, if there were only a way to automate exercise...

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10 People Reveal How Much They Have in Savings — and How They Got There

Different savings methods work for different people.

This Chart Shows Social Security’s Growing Inequality Problem

The wealthiest beneficiaries can expect to receive $173,000 more in total benefits than the poorest ones.

You Can Eat Breakfast For $1 at IKEA. Here Are the Best (and Worst) Things to Order

It's more than just meatballs.

Retirement News from Around the Web

When Paying Off the Mortgage Makes Sense

The new tax law complicates the decision. MARKETWATCH

Robots Can Manage Your Money. But Even They Need Humans.

Some robo-advisors have added advice packages, giving clients the option of talking to a human advisor at a lower cost than traditional planning firms. THE NEW YORK TIMES

5 Things You Need to Know About This Year’s Flu Shot

Including the best time to get the vaccination. CONSIDERABLE

10 Classic Retirement Gift Ideas

Here are some thoughtful ways to recognize departing colleagues. U.S. NEWS & WORLD REPORT


Elizabeth O'Brien is a senior writer at MONEY, covering retirement and health care. You can email her at elizabeth.o'brien@moneymail.com and follow her on Twitter at @elizobrien.

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