About to have a baby? Thinking about having a baby? There are a few things – at least financially – that you need to think about before the new addition to your family arrives. Alexa von Tobel suggests that before your baby arrives, you learn how to budget properly. Most Americans don’t budget, but if you are going to be buying diapers, you probably need to know how much money you have coming and going out each month. You also need to think about your savings and how you will save for your child’s future. A 529 plan is a good place to start. Get life insurance, if you don’t have it already, and check out your health insurance plans. Know your options and pick the best health plan for your baby.