Sproul Plaza, University of California-Berkeley
Virginia Yeh
By Kim Clark
Updated: September 29, 2015 2:07 PM ET | Originally published: September 28, 2015

Scholarships and financial aid can help bring down the high cost of college. For another way to save, how about living at home? The average public college charges $9,800 a year for room and board, the College Board reports; at private colleges, it’s $11,200 a year.

At these 10 top urban campuses, total tuition and commuting costs come in at $100,000 or less for the typical time it takes to earn a degree. And since a high portion of students live off campus, you won’t feel like you’re missing out on dorm life. Research shows, however, that students who live in dorms get more out of the college experience and are more likely to graduate. So buckle down if you’re keeping your distance.

Find the school that best fits your student—and your budget.

Notes: Estimated tuition, fees, books, and commuting costs, minus typical institutional grant, for average time to degree; adjusted for inflation. Sources: College Board, U.S. Department of Education, Peterson’s, and MONEY calculations


University of California at Berkeley

Sproul Plaza, University of California-Berkeley
Virginia Yeh

Metro area: San Francisco Bay Area

Students living off campus: 74%

Cost of a degree (est.): $63,500

MONEY’s Best Colleges rank: 9

Read more about University of California at Berkeley.

 


University of California at Los Angeles

Stephanie Diani

Metro area: Los Angeles

Students living off campus: 55%

Cost of a degree (est.): $67,000

MONEY’s Best Colleges rank: 26

Read more about University of California at Los Angeles.


Robert Morris University Illinois

Students in graphic arts class at Robert Morris University
Sara Stathas Photographer

Metro area: Chicago

Students living off campus: 92%

Cost of a degree (est.): $99,000

MONEY’s Best Colleges rank: 44

Read more about Robert Morris University Illinois.


University of Washington, Seattle

Suzzallo Library, University of Washington
Mary Levin—University of Washington

Metro area: Seattle

Students living off campus: 76%

Cost of a degree (est.): $76,500

MONEY’s Best Colleges rank: 56

Read more about University of Washington, Seattle.


Baruch College of the City University of New York

Leslie Barbaro—Leslie Barbaro

Metro area: New York City

Students living off campus: 100%

Cost of a degree (est.): $55,000

MONEY’s Best Colleges rank: 71

Read more about Baruch College.


University of Minnesota, Twin Cities

Patrick O'Leary—Regents of the University of Minnesota

Metro area: Minneapolis

Students living off campus: 78%

Cost of a degree (est.): $82,000

MONEY’s Best Colleges rank: 191

Read more about University of Minnesota, Twin Cities.


Holy Family University

Michael Branscom

Metro area: Philadelphia

Students living off campus: 89%

Cost of a degree (est.): $101,000

MONEY’s Best Colleges rank: 196

Read more about Holy Family University.


University of Texas, Dallas

The University of Texas at Dallas

Metro area: Dallas

Students living off campus: 74%

Cost of a degree (est.): $45,000

MONEY’s Best Colleges rank: 254

Read more about University of Texas, Dallas.


University of Pittsburgh

courtesy University of Pittsburg

Metro area: Pittsburgh

Students living off campus: 56%

Cost of a degree (est.): $92,000

MONEY’s Best Colleges rank: 268

Read more about the University of Pittsburgh.


Georgia State University

Meg Laskey Buscema—Georgia State University

Metro area: Atlanta

Students living off campus: 83%

Cost of a degree (est.): $74,000

MONEY’s Best Colleges rank: 483

Read more about Georgia State University.

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