Branches: 6,200 in 39 states plus D.C.
Why it’s a winner: Because it had all the features we were seeking, in a user-friendly interface. Also, we liked that the app received accolades from market research firm Javelin and performance analytics firm Keynote.
Caveats: Wells Fargo’s checkings and savings options didn’t rate. The most basic checking has a $10 fee and a $1,500 minimum, while the best rate on savings is 0.10% on $100,000.