What’s in store when the last pieces of our national health care plan fall into place this January? Here’s how the Massachusetts health care plan compares to Obama’s national plan. Access to insurance Massachusetts: Before and after reform, you cannot be denied insurance based on your health or charged more if you are sick. National: Starting in 2014, the same rules will apply everywhere. How individuals can shop for a plan Massachusetts: Via Health Connector, an online marketplace of policies that meet certain minimum requirements, or directly from insurers. National: Your state’s website or directly from insurers. Some states plan standardized policies, making comparing easy.