More Money Thursday roundup: The perfect gift card & co-signing for a credit card

  • Imagine the perfect gift card: Able to be used anywhere, anytime, without any restrictions. Uh, guess what? It’s called cash. [The Wall Street Journal]
  • Has a friend or relative asked you to co-sign for a credit card or other loan? Here are four excellent questions to ask before you go through with it. []

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