--- title: China Bans Smog Insurance description: Policies design to compensate travelers and Beijing residents affected by pollution run foul of officials canonical: https://time.com/39751/china-bans-smog-insurance/ author: Michelle Arrouas article:opinion: false article:content_tier: free article:published_time: 2014-03-27T08:23:32.000Z article:modified_time: 2026-02-21T06:59:32.879Z article:section: Health og:title: China Bans Smog Insurance og:description: Policies design to compensate travelers and Beijing residents affected by pollution run foul of officials og:url: https://time.com/39751/china-bans-smog-insurance/ og:site_name: TIME og:image: https://static.time.com/v3/assets/bltea6093859af6183b/blte874ac575949ef09/698687821eebf7440a3700e2/rtx19e3w.jpg?branch=production&width=800&quality=75&auto=webp&crop=16:9 og:image:width: 800 og:image:height: 450 og:image:alt: Visitors are silhouetted against thick smog on the top of Jingshan Park near the Forbidden City in Beijing og:type: article twitter:card: summary_large_image twitter:title: China Bans Smog Insurance twitter:description: Policies design to compensate travelers and Beijing residents affected by pollution run foul of officials twitter:image: https://static.time.com/v3/assets/bltea6093859af6183b/blte874ac575949ef09/698687821eebf7440a3700e2/rtx19e3w.jpg?branch=production&width=800&quality=75&auto=webp&crop=16:9 ---  # Actually, You Can't Buy Smog Insurance in China Anymore by [Michelle Arrouas](https://time.com/author/michelle-arrouas/) ## Michelle Arrouas Mar 27, 2014 8:23 AM UTC  Visitors are silhouetted against thick smog on the top of Jingshan Park near the Forbidden City in Beijing Visitors are silhouetted against thick smog on the top of Jingshan Park near the Forbidden City in Beijing© Kim Kyung Hoon – Reuters by [Michelle Arrouas](https://time.com/author/michelle-arrouas/) ## Michelle Arrouas Mar 27, 2014 8:23 AM UTC A week after insurance companies in China announced that they would [start selling smog insurance](http://time.com/29807/china-smog-insurance-now-available/), government regulators have ordered an end to the practice, [Reuters reports](http://www.reuters.com/article/2014/03/27/us-china-pollution-insurance-idUSBREA2Q06V20140327). No official explanation has been offered. One of the smog policies would have guaranteed travelers booking three- to seven day package tours to certain major cities a refund of about 50 yuan (about $8) per day if they suffered two or more consecutive days of severe smog. It was sold by the insurance group Ping An and the online travel agency Ctrip. Another policy, launched by the People’s Insurance Company of China (PICC), was directed at Beijing residents. The insurance company promised to pay 300 yuan (just under $50) to policy holders if the official index of smog in the Chinese capital exceeded the hazardous 300 level for five consecutive days, and to pay 1,500 yuan (roughly $240) to policy holders hospitalized as a result of smog. Both Ping An and PICC have said that policies sold before the ban will be honored. \[[Reuters](http://www.reuters.com/article/2014/03/27/us-china-pollution-insurance-idUSBREA2Q06V20140327)\] ```json [{"@context":"https://schema.org","@type":"NewsArticle","@id":"https://time.com/39751/china-bans-smog-insurance/","mainEntityOfPage":{"@type":"WebPage","@id":"https://time.com/39751/china-bans-smog-insurance/"},"headline":"Actually, You Can't Buy Smog Insurance in China Anymore","datePublished":"2014-03-27T08:23:32.000Z","dateModified":"2026-02-21T06:59:32.879Z","description":"What a pity. 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