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title: The Best and Worst Jobs of 2015
description: Careercast.com releases annual list of the best and worst jobs of 2015 with newspaper reporter as worst job and actuary as the best job
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author: Olivia B. Waxman
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article:published_time: 2015-04-14T22:40:54.000Z
article:modified_time: 2026-08-04T07:43:33.270Z
og:title: The Best and Worst Jobs of 2015
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![](https://static.time.com/v3/assets/bltea6093859af6183b/blt9ddeba2151c16be5/698778922dce018e5a9dccdf/money-dollar-bill.jpg?branch=production&width=1200&quality=75&auto=webp&crop=16:9)


# These Are the Worst Jobs of 2015

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## Video: How Do I Choose 401(k) Investments?

[Watch (HLS stream): How Do I Choose 401(k) Investments?](https://cdn.jwplayer.com/manifests/OH3FUjBv.m3u8) (1:36)

![How Do I Choose 401(k) Investments?](https://cdn.jwplayer.com/v2/media/OH3FUjBv/poster.jpg?width=720)

_Published 2014-06-12. Financial planners explain how much to invest and how to balance stocks and bonds._


![Olivia B. Waxman](https://static.time.com/v3/assets/bltea6093859af6183b/bltf3c95204947ba81f/6989408e97cdff3ae16b6e48/o_waxman.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1:1)

by 

[Olivia B. Waxman](https://time.com/author/olivia-b-waxman/)


![Olivia B. Waxman](https://static.time.com/v3/assets/bltea6093859af6183b/bltf3c95204947ba81f/6989408e97cdff3ae16b6e48/o_waxman.jpg?branch=production&width=96&quality=75&auto=webp)

## Olivia B. Waxman


Staff Writer

Apr 14, 2015 10:40 PM UTC

![TIME.com stock photos Money Dollar Bills](https://static.time.com/v3/assets/bltea6093859af6183b/blt9ddeba2151c16be5/698778922dce018e5a9dccdf/money-dollar-bill.jpg?branch=production&width=1200&quality=75&auto=webp&crop=3:2)

Elizabeth Renstrom for TIME

![Olivia B. Waxman](https://static.time.com/v3/assets/bltea6093859af6183b/bltf3c95204947ba81f/6989408e97cdff3ae16b6e48/o_waxman.jpg?branch=production&width=1200&quality=75&auto=webp&crop=1:1)

by 

[Olivia B. Waxman](https://time.com/author/olivia-b-waxman/)


![Olivia B. Waxman](https://static.time.com/v3/assets/bltea6093859af6183b/bltf3c95204947ba81f/6989408e97cdff3ae16b6e48/o_waxman.jpg?branch=production&width=96&quality=75&auto=webp)

## Olivia B. Waxman


Staff Writer

Apr 14, 2015 10:40 PM UTC

The job search website CareerCast.com [has released](http://www.careercast.com/jobs-rated/best-jobs-2015) its annual list of the best and worst jobs of 2015\. The site says the ranking is based on “income, outlook, environmental factors, stress and physical demands.” Basically, the list of best jobs is great news for people who are good at math.

The Worst Jobs of 2015:

1\. Newspaper reporter  
 2\. Lumberjack  
 3\. Enlisted military personnel  
 4\. Cook  
 5\. Broadcaster  
 6\. Photojournalist  
 7\. Corrections officer  
 8\. Taxi driver  
 9\. Firefighter  
 10\. Mail carrier

The Best Jobs of 2015

1\. Actuary  
 2\. Audiologist  
 3\. Mathematician  
 4\. Statistician  
 5\. Biomedical engineer  
 6\. Data scientist  
 7\. Dental hygienist  
 8\. Software engineer  
 9\. Occupational therapist  
 10\. Computer systems analyst

_Read next:_ [_10 Keys to Job Satisfaction, Backed By Research_](http://time.com/3815471/10-keys-job-satisfaction/?iid=time%5Freadnext)

### Inside the Tech Revolution That's Turning Rwanda Around

![Fellows in the Code Club 2015 work at the Hehe Labs headquarters at "The Office" in Kigali, Rwanda, a co-working space for young entrepreneurs.](https://static.time.com/v3/assets/bltea6093859af6183b/blt22d40d353d80c78f/698786e00b72e34df66de848/01-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Fellows in Code Club 2015 work at the Hehe Labs headquarters at "The Office" in Kigali, Rwanda, a coworking space for young entrepreneurs. Cassandra Giraldo


!["The Office", a coworking space in Kigali, Rwanda is a shared office where tech entrepreneurs, consultants, freelancers, small business owners, and remote employees can rent desk space and share the costs of a full-service office.](https://static.time.com/v3/assets/bltea6093859af6183b/blte385d9835a4e9d3c/698786e15f570feb08b161f9/02-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

"The Office", a coworking space in Kigali. It is a shared office where tech entrepreneurs, consultants, freelancers, small business owners, and remote employees rent desk space and share the costs of a full-service office. Cassandra Giraldo

![Code Club 2015 fellows working at Hehe Labs.](https://static.time.com/v3/assets/bltea6093859af6183b/blta364346fc31e9723/698786e15f570f7a84b161fd/03-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Code Club 2015 fellows working at Hehe Labs. Cassandra Giraldo

![A S.O.S. Kagugu Technical High School student during an after school coding club run by HeHe Ltd. youth fellows.](https://static.time.com/v3/assets/bltea6093859af6183b/blt6f3922de80b6c957/698786e28e060136a145b232/05-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

A S.O.S. Kagugu Technical High School student during an after school coding club run by HeHe Lab's youth fellows. Cassandra Giraldo


![Coding Fellows gather around the computer to learn HTML at an after school program run by HeHe Ltd. at SOS Technical High School.](https://static.time.com/v3/assets/bltea6093859af6183b/bltc752285718509775/698786e22dce0150e49de653/06-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Coding fellows gather around a computer to learn HTML at an after school program run by HeHe Labs at S.O.S. Technical High School. Cassandra Giraldo

![Inventing Rwanda](https://static.time.com/v3/assets/bltea6093859af6183b/blt2b8193a294634af8/698786e255a8590aaba86ac6/07-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Elisée Pax Mfura, 18, and his classmates leave the after-school program run by HeHe Labs. Cassandra Giraldo

![Inside kLab, a co-working space for tech entrepreneurs located in Telecom House in Kigali's future high-tech ICT neighborhood, Kacyiru.](https://static.time.com/v3/assets/bltea6093859af6183b/blt13b61633813b030e/698786e355a8596d66a86aca/08-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Inside kLab, a co-working space for tech entrepreneurs located in Telecom House in Kigali's future high-tech ICT neighborhood, Kacyiru. Cassandra Giraldo


![Young women transport corn husks in the outskirts of Kigali. Rwanda is attempting to turn an agrarian society into a knowledge-based economy and instilling a sense of national identity and unity in Rwandans.](https://static.time.com/v3/assets/bltea6093859af6183b/blt32ddfe010d6fad88/698786e3428a9e2350cc7fce/09-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Young women transport corn husks in the outskirts of Kigali. Rwanda is attempting to turn it's agrarian society into a knowledge-based economy and instilling a sense of national identity and unity in Rwandans. Cassandra Giraldo

![A government-sponsored fiber-optic cable expansion project was completed in 2011, improving telecommunication services throughout the country. The cellular network covers nearly 98% of the population. Advertisements for phone service providors can be see](https://static.time.com/v3/assets/bltea6093859af6183b/blt50e8cd4dbb96fd21/698786e3a988caf3ba6ad40c/10-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

A government-sponsored fiber-optic cable expansion project was completed in 2011, improving telecommunication services throughout the country. Advertisements for phone service providors can be seen all over Kigali, even painted on family homes. Cassandra Giraldo

![Josephine Niyigena, 25, chats with a friend on her cell phone while she sells fabric at Kimironko market in Kigali. The cellular network covers nearly 98% of the population.](https://static.time.com/v3/assets/bltea6093859af6183b/blt71525aa02a640a3c/698786e43c1639ba57452957/11-rwandan-tech.jpg?branch=production&width=1200&quality=75&auto=webp)

Josephine Niyigena, 25, chats with a friend on her cell phone while she sells fabric at Kimironko market in Kigali. The cellular network covers nearly 98% of the population. Cassandra Giraldo


[_Listen to the most important stories of the day._](http://time.com/newsletter/the-brief/autoplay/?xid=spl-fullbrief-article)


## Transcript

When you're choosing investments for your 401k, two of the things that you want to focus on are low- cost investments, and broad diversification. So when you're trying to select funds in your IRA, or your 401k, you really want to be looking for investments that provide broad exposure to the world's markets. You don't wanna just look at how performance has been in the past. It's equivalent to driving by looking in the rear view mirror the entire time. You can't do it. And then you also have to decide how much risk you can take on. So you want to decide how much you want in bonds, which are traditionally conservative investments, and how much you want in stocks, which are more aggressive investments.

The younger you are the more aggressive you could be meaning that you could hold more stocks, maybe even very little in the bond area. If you're 25 years old and you begin investing in your 401K, you should probably have something like 80 to 90 % of your portfolio in stocks. If you're in your forties, you might even reduce your stock exposure to 40 or 50 %. If you don't feel comfortable managing your investments on your own, a great option in many retirement plans is what's known as target retirement date funds. You can just select a target retirement date fund that's based on when you expect to retire.

Put all of your investments in that fund and it'll provide you broad diversification. A great thing about target retirement date funds is that you can just set it and forget it. The fund naturally becomes more conservative as you approach retirement.

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